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Mesquite water utility deposit bonds.
From $100.
The bond the City of Mesquite accepts in place of a cash deposit to turn on water and sewer service — common for commercial accounts where the city's required deposit is large. The city sets the amount; premiums are 2% of the deposit amount, $100 minimum.
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Three steps. One sitting.
No underwriting queue for the standard utility deposit bond — enter your amount, pay, and file with the city. Here is the whole thing:
Apply online
Your business details, the deposit amount the city required, and the effective date — that is the application.
Issued on the spot
No credit check up to $15,000, so most applicants are issued as soon as they pay. Above $15,000, a soft pull may add a short review.
File with the City of Mesquite
Submit the executed bond to the city's Utility Billing / Water department in place of the cash deposit. Wet-ink originals mailed whenever the city insists.
What it is and who needs it.
What the utility deposit bond actually covers
When a customer establishes water and sewer service with the City of Mesquite, the city can require a deposit to secure payment of the account. A surety bond is accepted in place of that cash deposit — instead of tying up cash with the city, you post a bond and pay a premium of 2% of the bond amount, $100 minimum.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Mesquite (the obligee). The bond guarantees the city will be paid for water and sewer charges on the account, up to the bond amount, if the bill goes unpaid.
It is not insurance for you — if the surety pays the city for an unpaid utility bill, you repay the surety. For commercial accounts with large deposits, the bond frees up cash you'd otherwise leave sitting with the city.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City of Mesquite. Submit the executed bond to the city's Utility Billing / Water department in place of the cash deposit. Wet-ink originals mailed whenever the city insists.
What sets the price
The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $15,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the deposit amount the City of Mesquite required — the executed bond is generated instantly, ready to post.
Start the application →Common questions.
Other Texas bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Utility deposit bond, issued today.
Priced from $100. Keep your cash and post the bond the same day.