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Houston public works maintenance bonds.
From $125.

The 1-year maintenance bond the City of Houston requires on an informal public works contract — it guarantees your work against defects for one year after the city accepts it. The bond amount tracks your contract; priced at 1.463% of the bond amount plus a $25 fee, $125 minimum, confirmed via a quick soft pull that never affects your score.

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Required on City of Houston informal public works contracts — guarantees the work for one year after acceptance
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Amount tracks your contract value as the city directs — enter the figure on your contract
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One soft credit pull — never a hard inquiry, and it never affects your score
From $125priced at 1.463% of the bond amount plus a $25 fee, $125 minimumSoft pull onlynever a hard inquiryInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Your City of Houston contract is waiting on this maintenance bond. Here's the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount, the COH job number if you have one, a description of the work, and a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

1–2 BUSINESS DAYS

E-sign & file with the City of Houston

The original bond is mailed to the address you provide, signed by the principal, ready to file with the city's Public Works department. E-signed copy by email.

About this bond

What it is and who needs it.

What the maintenance bond actually covers

The City of Houston requires a 1-year maintenance bond on its informal public works contracts — the smaller contracts the city awards without the full formal bidding process. The bond guarantees your work against defects in materials and workmanship for one year after the city accepts the completed project.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Houston (the obligee). If a defect shows up in that one-year window and you don't repair it, the city can recover against the bond to make the work right.

It is not insurance for you — if the surety pays the city to correct a defect, you repay the surety. Contractors who build the work to spec rarely see a claim; the bond simply backs the one-year warranty the city requires.

City of Houston — Public Works (Informal Contract)The City of Houston requires a 1-year maintenance bond on its informal public works contracts; the bond amount and terms are set by the City of Houston's Public Works department on the contract. We have not cited a specific code section because the requirement is administered through the contract documents — confirm the required amount on your City of Houston contract, and we'll issue to match.

You need this bond if you are

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A contractor on a City of Houston informal public works contract that requires a maintenance bond
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Closing out a completed project that needs a 1-year maintenance bond before acceptance
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A paving, utility, or site contractor working under a COH job number
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A subcontractor the prime requires to post a maintenance bond on Houston work
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with the City of Houston. The original bond is mailed to the address you provide, signed by the principal, ready to file with the city's Public Works department. E-signed copy by email.

What sets the price

The premium is 1.463% of the bond amount plus a $25 fee, $125 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, then mailed.

These are the actual underwriting fields, including a one-time soft credit pull and the mailing address for the original bond. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Houston public works maintenance bond?Pricing is 1.463% of the bond amount plus a $25 fee, with a $125 minimum. The amount tracks your City of Houston contract value. Enter that figure at the application to see your exact price.
What does a maintenance bond guarantee?That your completed public works will be free of defects in materials and workmanship for one year after the City of Houston accepts the project. If a defect appears and you don't fix it, the city can claim against the bond.
What is an "informal contract"?It's a smaller City of Houston public works contract awarded without the full formal bidding process. The city still requires a 1-year maintenance bond on these to back the warranty period.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval, not price.
Do I get an original bond?Yes — the original is mailed to the address you provide for signature by the principal before you file it with the City of Houston. You also get an e-signed copy by email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Texas bonds.

Price and requirements checked on the carrier’s application, . Page updated .

Houston maintenance bond, ready to file.

Priced from $125, soft pull only. Enter your contract amount and have the bond in 1–2 business days.

Your premiumfrom $125
Apply now →