Not in Texas? Browse bonds by state
Texas manufactured housing bonds, retailer/installer.
$500 flat.
A Texas manufactured-housing license that covers both retailing and installing carries a combined $50,000 bond filed with the Department of Housing and Community Affairs (TDHCA). Ours is $500 flat, identical for every licensee. An installer-only license posts $25,000, not $50,000; see the installer bond.
Trusted by industry leaders
Three steps to licensed.
Your TDHCA license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, your license number, and effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with TDHCA
Pay online and receive the executed bond, ready to file with your manufactured-housing license application or renewal. Wet-ink originals mailed whenever TDHCA insists.
What it is and who needs it.
What the bond actually guarantees
Texas licenses the manufactured-housing industry through the Department of Housing and Community Affairs (TDHCA) under Occupations Code Chapter 1201. Retailers post a $50,000 bond and installers $25,000 — and one combined $50,000 Retailer/Installer bond can cover both roles for a licensee who sells and installs.
It's a three-party arrangement: you (the principal), the surety carrier, and TDHCA together with harmed consumers (the protected parties). The bond stands behind your compliance with the chapter and the manufactured-housing standards — if a retailer or installer harms a consumer through fraud, negligence, or failure to perform, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Other Chapter 1201 roles carry different amounts ($100,000 for a manufacturer, $25,000 for an installer alone) — this page is the $50,000 retailer/installer bond. Send us your license type if you are unsure.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with TDHCA. Pay online and receive the executed bond, ready to file with your manufactured-housing license application or renewal. Wet-ink originals mailed whenever TDHCA insists.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a few commercial questions and a one-time soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Texas bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
TDHCA is waiting on one document.
$500 flat, short application, bond issued when you pay. Free until issued.