TX corporate insurance agency bonds.
$250 flat.
When a corporation or partnership holds a Texas insurance agency license, the Department of Insurance requires proof of financial responsibility, which a $25,000 bond filed on form FIN505 satisfies. Ours is $250 flat — the price you see is the checkout price, the same for every agency. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Agency details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File on form FIN505
Your executed bond arrives by email, ready to file with your TDI agency license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Texas licenses insurance agencies through the Department of Insurance. Under Insurance Code § 4001.106, a corporation or partnership licensed as an insurance agency must be able to pay a customer claim of up to $25,000, and it meets that requirement with either an errors-and-omissions policy of at least $250,000 or a $25,000 bond (form FIN505).
It's a three-party arrangement: the agency (the principal), the surety carrier, and the State of Texas (the obligee), with the consumers your agency serves as the protected parties. The bond is payable to the Department for the use and benefit of your customers and is conditioned on the agency paying any final judgment a customer recovers against it — for instance, on a negligent act, error, or omission in the conduct of its insurance business.
It is not insurance for you — if the surety pays a claim, you repay the surety. Most agencies treat the bond as a one-time licensing formality. We track it and notify you 60 and 30 days out so your $25,000 filing stays continuous.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.
Start the application →Common questions.
Other Texas bonds.
Finish your agency license checklist today.
$250 flat, no credit review, bond often issued in the same sitting. Free until issued.