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Texas manufactured housing retailer bonds.
$500 flat.
Texas requires a licensed manufactured housing retailer (and broker) to file a $50,000 bond with the Department of Housing and Community Affairs. Ours is $500 flat — set by our carrier's rate book, identical for every retailer. A quick soft credit check may apply; the bond is issued when you pay.
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Three steps to licensed.
Your TDHCA license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit check.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with TDHCA
Pay online and receive the executed bond (TDHCA form 1025) ready to file with your retailer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Texas licenses manufactured housing professionals through the Department of Housing and Community Affairs (TDHCA) under Occupations Code Chapter 1201, and conditions a retailer or broker license on a $50,000 surety bond. The bond is a consumer-protection guarantee: it stands behind your compliance with the manufactured housing standards act.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas together with harmed consumers. If a retailer engages in fraud, misrepresentation, or fails to meet its obligations under Chapter 1201, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The same $50,000 figure applies to brokers; manufacturers post $100,000 and installers $25,000, each a separate bond under § 1201.106. The continuous bond is filed on TDHCA form 1025.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with TDHCA. Pay online and receive the executed bond (TDHCA form 1025) ready to file with your retailer license application. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Texas bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
TDHCA is waiting on one document.
$500 flat, short application, bond issued when you pay. Free until issued.