TX escrow officers schedule bonds.
From $100. Enter your amount.
Texas title agents and direct operations file a schedule bond with the Department of Insurance covering their appointed escrow officers — $5,000 per officer, up to a $50,000 cap. It is a fidelity bond, not a license bond, priced at 1% of the bond amount, $100 minimum — your exact price appears at the application.
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Apply to filed in one sitting.
No underwriting queue for the standard escrow schedule bond — enter your amount, pay, and file with TDI. Here is the whole thing:
Apply online
Your agency details, the schedule total ($5,000 per escrow officer), and the effective date — that is the entire application.
Issued on the spot
Most applicants are approved instantly with no waiting — the executed bond is generated as soon as you pay. The application collects no credit information.
File with TDI
Submit the executed bond (TDI form FINT123) with your title agent or direct operation filing. Wet-ink originals mailed whenever the Department insists.
What it is and who needs it.
What the schedule bond actually covers
Texas licenses escrow officers through the Department of Insurance, and the title agent or direct operation that appoints them must carry a bond standing behind their honesty. It is a fidelity bond: it covers pecuniary loss the agent suffers through an escrow officer's fraud, dishonesty, forgery, theft, embezzlement, or wilful misapplication of funds.
The amount is a schedule: $5,000 for each appointed escrow officer, listed on an attached schedule, with the surety's aggregate liability capped at $50,000 no matter how many officers you appoint. The bond is filed on the Department's form (FINT123) and runs payable to the Department of Insurance.
Because the obligation sits with the agency rather than each individual, you file one schedule bond and update it as you add or drop escrow officers. Premiums are 1% of the bond amount, with a $100 minimum; the application collects no credit information.
You need this bond if you are
One application, priced from $100.
Submit the application with your schedule total — your exact price is set at the application, and most applicants are issued on the spot, ready to file with TDI.
Start the application →Common questions.
Other Texas bonds.
Escrow schedule bond, 1% of the amount, $100 minimum.
Exact pricing at the application. Enter your schedule total and file with TDI the same day.