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Texas requires a licensed manufactured housing manufacturer to file a $100,000 bond with the Department of Housing and Community Affairs — the largest of the four manufactured housing license bonds. Ours is $1,000 flat, set by our carrier's rate book. A quick soft credit check may apply, e-signed in 1–2 business days.
















Your TDHCA license is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit check.
A $100,000 bond gets an underwriting look, but most clear quickly; you hear from an underwriter within 48 hours if anything is needed. One soft credit pull, never a hard inquiry, and it never affects your score.
Pay online and receive the executed bond (TDHCA form 1025) ready to file with your manufacturer license application. Wet-ink originals mailed whenever the state insists.
Texas licenses manufactured housing professionals through the Department of Housing and Community Affairs (TDHCA) under Occupations Code Chapter 1201, and conditions a manufacturer license on a $100,000 surety bond — the highest of the four license-type amounts. The bond is a consumer-protection guarantee standing behind your compliance with the manufactured housing standards act.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas together with harmed consumers. If a manufacturer engages in fraud, misrepresentation, or fails to meet its obligations under Chapter 1201, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The $100,000 figure is specific to manufacturers; retailers and brokers post $50,000 and installers $25,000, each a separate bond under § 1201.106. The continuous bond is filed on TDHCA form 1025.
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
E-sign & file with TDHCA. Pay online and receive the executed bond (TDHCA form 1025) ready to file with your manufacturer license application. Wet-ink originals mailed whenever the state insists.
The premium is fixed at $1,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
$1,000 flat, short application, e-signed bond in 1–2 business days. Free until issued.