TX manufactured housing manufacturer bonds.
$1,000 flat.

Texas requires a licensed manufactured housing manufacturer to file a $100,000 bond with the Department of Housing and Community Affairs — the largest of the four manufactured housing license bonds. Ours is $1,000 flat, set by our carrier's rate book. A quick soft credit check may apply, e-signed in 1–2 business days.

Required for your TDHCA manufacturer license under Occupations Code § 1201.106
Fixed amount, fixed price — $100,000 bond, $1,000, no quote theater
Credit-tier pricing via soft pull — never a hard inquiry, and the price stays $1,000 either way
A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your TDHCA license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date. The only extra step is a one-time consent to a soft credit check.

WITHIN 48 HOURS

Reviewed & approved

A $100,000 bond gets an underwriting look, but most clear quickly; you hear from an underwriter within 48 hours if anything is needed. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with TDHCA

Pay online and receive the executed bond (TDHCA form 1025) ready to file with your manufacturer license application. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the bond actually guarantees

Texas licenses manufactured housing professionals through the Department of Housing and Community Affairs (TDHCA) under Occupations Code Chapter 1201, and conditions a manufacturer license on a $100,000 surety bond — the highest of the four license-type amounts. The bond is a consumer-protection guarantee standing behind your compliance with the manufactured housing standards act.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas together with harmed consumers. If a manufacturer engages in fraud, misrepresentation, or fails to meet its obligations under Chapter 1201, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The $100,000 figure is specific to manufacturers; retailers and brokers post $50,000 and installers $25,000, each a separate bond under § 1201.106. The continuous bond is filed on TDHCA form 1025.

Tex. Occ. Code §§ 1201.105–1201.106 (TDHCA form 1025)Texas Occupations Code § 1201.105 requires a manufactured housing license applicant to file a bond or other security payable to the manufactured homeowner consumer claims program administered by the Department of Housing and Community Affairs, and § 1201.106 sets the amount at $100,000 for a manufacturer, $50,000 for a retailer, $50,000 for a broker, and $25,000 for an installer. The continuous bond is filed on TDHCA form 1025.

You need this bond if you're

Applying for a TDHCA manufacturer license to build manufactured homes in Texas
Renewing your manufacturer license and your current bond is expiring or non-renewing
Operating multiple license types and carrying the $100,000 manufacturer bond among them
Re-entering the market after a lapse in your manufacturer license

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

Do I pay the $100,000?No. You pay $1,000 flat, set by our carrier's rate book. The $100,000 is the surety's maximum liability to the state and harmed consumers; it's not a deposit, and nobody holds your money.
Why is the manufacturer bond higher than the others?Texas sets the manufactured housing bond amounts by license type under Occupations Code § 1201.106: $100,000 for manufacturers, $50,000 for retailers and brokers, and $25,000 for installers. Manufacturers carry the most exposure, so the statute sets the largest bond.
Who requires this bond?The Texas Department of Housing and Community Affairs (TDHCA) requires it as a condition of a manufactured housing manufacturer license, under Occupations Code § 1201.105. No active bond, no license.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval, not price. The price is $1,000 flat either way: credit can affect whether we approve the bond, never what it costs.
When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your license to stay valid.
Related bonds

Other Texas bonds.

TDHCA is waiting on one document.

$1,000 flat, short application, e-signed bond in 1–2 business days. Free until issued.

Your price$1,000
Apply now →