TX managing general agent bonds.
$250 flat.

A Texas managing general agent (MGA) license carries a $25,000 bond filed with the Department of Insurance. Ours is $250 flat — the price you see is the checkout price, identical for every MGA. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required for your TX managing general agent license through the Department of Insurance
Fixed price, fixed amount — $25,000 bond, $250, no quote process
Multi-year terms available — keep your TDI filing continuous for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your MGA license

Your executed bond arrives by email, ready to file with your TDI managing general agent license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A managing general agent acts for an insurer — accepting or processing business, collecting premium, or adjusting or paying claims — and Texas licenses MGAs through the Department of Insurance under Insurance Code Chapter 4053. Chapter 4053 itself sets no bond amount — the Department conditions the license on proof of financial responsibility, which a $25,000 bond satisfies.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Texas (the obligee). The bond stands behind your faithful, lawful conduct as an MGA — if you mishandle insurer funds or violate the chapter, a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. We track the bond and notify you 60 and 30 days out so your $25,000 filing stays continuous for as long as you hold the license.

Tex. Ins. Code ch. 4053 (Managing General Agents)Texas Insurance Code Chapter 4053 governs managing general agents, but it contains no bond provision. The Department of Insurance conditions the license on proof of financial responsibility, and TDI accepts either a $25,000 surety bond or an errors-and-omissions policy of at least $250,000. Confirm the current requirement and form on your TDI application.

You need this bond if you're

Applying for a TX managing general agent license through the Department of Insurance
Renewing your MGA license where TDI conditions the renewal on the bond
Adding MGA authority alongside your existing agent or agency licenses
An out-of-state MGA getting licensed to act for insurers in Texas

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, because this bond doesn't need it.

Start the application →
FAQ

Common questions.

How much is the Texas managing general agent bond?The premium is $250, set by our carrier's rate book for this bond — the same for every MGA. It isn't a percentage of the $25,000 bond amount. The $25,000 is the fixed penal sum TDI's bond option is written for, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The Texas Department of Insurance. Chapter 4053 governs managing general agents; the $25,000 bond is how TDI’s proof-of-financial-responsibility requirement for the license is most often met.
Is there a credit check?The application collects no credit information at all — small fixed-amount license bonds like this one don't need it. Most applications approve instantly.
When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

Other Texas bonds.

Finish your MGA license checklist today.

$250 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$250
Apply now →