TX lost title bonds.
From $125. Enter your amount.

When you cannot prove ownership of a vehicle, Texas lets you file a surety bond under Transportation Code § 501.053 and take a bonded title. This is the clean version of that case: state records show no lien, so there is no release of lien to chase. Apply at TxDMV first — a Regional Service Center issues a Notice of Determination (Form VTR-130-ND) stating the exact bond amount. Premiums cost 0.9% of that amount, with a $125 minimum, and your exact price appears at the application.

For a vehicle in your possession with no security interest on the record — § 501.053(a)(1), the cleanest of the three routes
Amount is set by TxDMV at 1½ times the vehicle value and printed on your Notice of Determination
Priced from a $125 minimum — enter the amount from your notice and your exact price appears at the application
0.9% of bond amount$125 minimumInstantissued the moment you payWet-ink originalmailed to your address
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Get the TxDMV notice first, then enter its amount, pay, and take the executed bond to your county tax office. Here is the whole thing:

STEP 1 · AT TxDMV

Get your Notice of Determination

Send Form VTR-130-SOF, your evidence of ownership, photo ID and the $15 administrative fee to the TxDMV Regional Service Center that serves your county. If the paperwork is approved you get Form VTR-130-ND, stating the bond amount. You need that notice before you buy the bond.

INSTANTLY

Apply online & get issued

Enter the VIN, year, make, model and body style, your details, and the amount from the notice. The application collects no credit information, and most applicants are issued the moment they pay.

WITHIN 30 DAYS

File at the county tax office

Take the original notice, the executed bond, Form 130-U and the rest of your step-one documents to your county tax assessor-collector within 30 days of buying the bond. We mail the wet-ink original signed by the surety, so it is ready for the counter.

About this bond

What it is and who needs it.

What the bonded title actually does

When the ownership paperwork for a vehicle is missing, lost, or rejected, Transportation Code § 501.053 lets you take a title by filing a bond with the department instead of going through a § 501.052 hearing. The section opens three doors, and this bond is the first and cleanest of them: the vehicle is in your possession and there is no security interest on it. The other two are a lien at least ten years old, or a full release of all liens filed with the bond.

That distinction is the whole reason the state record matters. TxDMV is explicit that you are not eligible for a bonded title if a recorded lienholder of ten years or less exists and you cannot get a release of lien or a letter of no interest. When the record comes back clean, none of that applies — you go straight from the Notice of Determination to the bond to the county counter.

The bond runs to the department and is conditioned to indemnify all prior owners and lienholders, all later purchasers, anyone who takes a security interest, and their successors against loss, expense or damage — including reasonable attorney's fees — arising from the title being issued or from a defect in your right to the vehicle. Any interested person can sue on it, and the surety's total liability to everyone is capped at the bond amount. It expires on the third anniversary of its effective date; if nobody with a better claim surfaces in those three years, the brand comes off and a clean title issues. It is not insurance for you — if the surety pays, you repay the surety.

Tex. Transp. Code § 501.053 · TxDMV Forms VTR-130-SOF / VTR-130-NDTransportation Code § 501.053 (“Filing of Bond as Alternative to Hearing”, last amended by Acts 2021, 87th Leg., S.B. 1817) lets an applicant obtain a title by filing a bond when the vehicle is in the applicant's possession and either there is no security interest on it, any lien is at least ten years old, or the applicant provides a release of all liens with the bond. The bond must be in the manner prescribed by the department, executed by the applicant, issued by a surety authorised in Texas, and in an amount equal to one and one-half times the vehicle value as determined by the department. TxDMV determines that value from the Standard Presumptive Value calculator, then a national reference guide if SPV returns no value, then an appraisal on Form VTR-125 if neither produces a figure. Apply on Form VTR-130-SOF at a TxDMV Regional Service Center; the Notice of Determination (Form VTR-130-ND) states the amount. You have one year from the date of the notice to buy the bond, and 30 days from buying it to file at the county tax office. Salvage and nonrepairable vehicles are excluded by § 501.053(f).

You need this bond if you are

A buyer holding a vehicle with no title — the seller never delivered one, or it was lost
Titling an inherited or gifted vehicle with a gap in the ownership chain and a clean lien record
Holding a rejected title TxDMV will not accept as evidence of ownership
Registering a project or long-parked vehicle that needs a bonded title before it can go back on the road

Get your TxDMV notice, then apply here.

Enter the bond amount from your Notice of Determination — your exact price is set at the application, most applicants are issued the moment they pay, and the wet-ink original is mailed for the county counter.

Start the application →
FAQ

Common questions.

What amount should I enter?The exact figure printed on your Notice of Determination (Form VTR-130-ND) — TxDMV sets it at one and one-half times the vehicle value. Do not estimate it: the county will reject a bond written for the wrong amount, and you have a full year from the date of the notice to buy the bond.
How much is the Texas lost title bond?Premiums cost 0.9% of the bond amount plus a $25 fee, with a $125 minimum. Because the amount tracks the vehicle value, older and cheaper vehicles land at the minimum and the premium scales from there. Enter the figure from your notice and your exact price appears at the application.
Do I pay the full bond amount?No. You pay the premium. The bond amount is the surety's maximum liability to everyone who might have a better claim to the vehicle — it is not a deposit, and nobody holds your money.
Where do I file it?At your county tax assessor-collector office, within 30 days of buying the bond. Bring the original Notice of Determination, the executed bond, a completed Form 130-U, and the documents you took to the Regional Service Center. If the vehicle has no Texas record you also need a Form VTR-68-A identification number inspection.
Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check ever runs on a larger amount, it is a soft pull that will not affect your score.
Related bonds

Other Texas bonds.

Bonded title, priced off your notice.

Enter the amount TxDMV printed on your Notice of Determination and see your exact price at the application. Free until issued.

Your premiumfrom $125
Apply now →