TX staff leasing bonds.
$1,000 flat.

A Texas staff leasing service — the statute now calls it a professional employer organization (PEO) — must show positive working capital to hold a licence from the Department of Licensing and Regulation (TDLR). At the largest tier, more than 750 assigned employees, that figure is $100,000, and a surety bond is one of the ways to make up a shortfall. Ours is $1,000 flat, and the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score.

Filed with TDLR as financial security for a PEO licence or renewal under Labor Code § 91.014
$100,000 is the top working-capital tier — more than 750 assigned employees in Texas
Fixed price, fixed amount — $100,000 bond, $1,000, no quote process
A-ratedA.M. Best carriersInstantissued the moment you paySoft pullnever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Your TDLR licence file is waiting on one instrument. Here is the whole process:

NOW · ONLINE

Apply online

Company details, the county you operate from, the effective date, and a short set of commercial questions. The only extra step is a one-time consent that authorises a soft credit pull.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount licence bonds like this are among the thousands of bond types that issue right after purchase. The soft pull informs approval, never the price — $1,000 either way.

SAME DAY

File with TDLR

TDLR wants the original bond and the original power of attorney, so we mail the wet-ink pair and email the executed copy the same day, ready to go in with your audited financial statement.

About this bond

What it is and who needs it.

What the staff leasing bond actually guarantees

Texas licences staff leasing services — professional employer organizations — through TDLR under Labor Code chapter 91. A PEO co-employs a client's workforce and takes over payroll, payroll taxes, benefits administration and workers' compensation, so the state conditions the licence on financial strength: an applicant for an original or renewal licence must show positive working capital, defined as current assets minus current liabilities under GAAP.

The threshold scales with headcount: $50,000 for fewer than 250 assigned employees, $75,000 for 250 to 750, and $100,000 for more than 750 — the tier this bond is written for. Read TDLR's rule carefully, because it changed: a surety bond, letter of credit or guaranty on its own is no longer accepted as proof of positive working capital. Every applicant must file an audited financial statement, and the bond sits alongside it to make up any shortfall.

That makes the sizing arithmetic specific. Where a company has negative working capital, TDLR requires security equal to the required positive working capital plus the amount of the negative working capital — so a large PEO $40,000 in the hole needs $140,000 of security, not $100,000. This $100,000 bond covers the base tier exactly; if your audited statement shows a deficiency on top, tell us the total and we will write that figure instead. TDLR takes the original bond and the original power of attorney, and there is no waiver provision in the statute.

Tex. Labor Code § 91.014 · TDLR PEO programme (16 TAC ch. 72)Labor Code § 91.014 requires an applicant for an original or renewal PEO licence to demonstrate positive working capital of $50,000 if it employs fewer than 250 covered employees, $75,000 if at least 250 but not more than 750, and $100,000 if more than 750. The working capital must be shown on an audited financial statement prepared under GAAP, audited by an independent CPA, and without qualification as to going concern; TDLR additionally requires that statement to show the working capital on a date not more than 15 months before it receives the initial or renewal application. TDLR's guidance states that surety bonds, letters of credit and guaranties are no longer accepted alone as proof of positive working capital, and that a company with negative working capital must post security equal to the required positive working capital plus the amount of the negative working capital, submitting the original bond and the original power of attorney. Full PEO licences renew annually under TDLR's rules at 16 TAC chapter 72. Confirm the amount on your TDLR file before you buy.

You need this bond if you are

A PEO with more than 750 assigned employees in Texas, at the $100,000 working-capital tier
Renewing your TDLR licence and your audited statement does not clear the threshold on its own
Crossing the 750-employee line and moving up from the $75,000 tier
Replacing a letter of credit with a bond, to free up the cash your bank is holding

One application, issued instantly.

These are the actual issuing fields, including the one-time consent that authorises a soft credit pull. Submit once and the executed bond is generated ready to file with TDLR.

Start the application →
FAQ

Common questions.

How much is the Texas staff leasing bond at the $100,000 tier?The premium is $1,000 flat — set by our carrier's rate book for this bond, the same for every PEO at this tier. The bond amount matches the top working-capital threshold in Labor Code § 91.014, so there is no quote process.
Do I pay the $100,000?No. You pay $1,000. The $100,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, not collateral, and nobody holds your money.
Does the bond replace my audited financial statement?No, and this is the point TDLR is most explicit about. A surety bond, letter of credit or guaranty is no longer accepted on its own as proof of positive working capital — every applicant files an audited financial statement, and the bond covers a shortfall alongside it. A company with negative working capital needs security equal to the required positive working capital plus the negative amount.
How fast will I have the bond?Licence bonds like this are among the thousands of bond types that issue right after purchase — many PEOs finish the application and have the executed bond in the same sitting. TDLR wants the original bond and the original power of attorney, so the wet-ink pair goes out by mail as well.
Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond, and the result informs approval, never the price: $1,000 either way.
Related bonds

Other Texas bonds.

One instrument between you and the TDLR file.

$1,000 flat, a short application, soft pull only, and the wet-ink original in the mail the same day. Free until issued.

Your price$1,000
Apply now →