TX surplus lines agent bonds.
$500 flat.
Start here, because it saves people money: Texas no longer requires this bond to hold a surplus lines licence. The Legislature repealed the proof-of-financial-responsibility provisions in 2005 and the change took effect January 1, 2006. The $50,000 surplus lines agent bond is still written because carriers, MGAs and programme agreements ask an agent to post one. If that is you, ours is $500 flat and the price you see is the checkout price. The application collects no credit information.
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Three steps. One sitting.
This is the shortest application we write — no financials, no schedules. Here is the whole thing:
Apply online
Entity type, agency or agent details, contact information and an effective date. That is the application — no credit section, no financial statements, no follow-up scavenger hunt.
Pay & e-sign
Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, a short review.
Send it to whoever asked
Your executed bond and power of attorney arrive by email, ready to forward to the carrier, MGA or programme administrator that requested it. Wet-ink original mailed on request.
What it is and who needs it.
What this bond is, and who actually asks for it
A surplus lines agent places coverage with carriers that are not admitted in Texas — the risks the standard market declines. Texas licences those agents through the Department of Insurance under Insurance Code chapter 981, subchapter E, and TDI points licensees to § 981.202 for the licence itself. A resident applicant must already hold a general lines agent, property and casualty agent, or managing general agent licence; a non-resident applicant works from a reciprocal state's surplus lines licence.
For years that licence also carried a proof of financial responsibility obligation, which agents satisfied with a $50,000 surety bond filed with the Department. Senate Bill 1564 in the 2005 session repealed those provisions, and the change took effect January 1, 2006. TDI's current surplus lines licensing page lists an exam, a fingerprint background check and an application — and no bond at all. If someone tells you the state requires this bond, they are working from a page that is two decades out of date.
It still gets written, and for a real reason. A carrier, managing general agent or programme administrator granting binding authority often wants the same $50,000 guarantee the state used to take, as a contractual condition rather than a licensing one. The obligee then is whoever the agreement names, not TDI. Ask for the bond form before you buy: the amount is conventional, but the obligee, the condition language and the cancellation notice come from that contract. Send it to us and we will issue on their form.
You need this bond if you are
One application, issued instantly.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →Common questions.
Other Texas bonds.
Whoever asked for it, we can issue it today.
$500 flat, a short application with no credit section, and the executed bond often issued in the same sitting. Free until issued.