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Texas surplus lines agent bonds.
$500 flat.
Texas no longer requires this bond to hold a surplus lines license: the Legislature repealed that requirement in 2005, effective January 1, 2006. The $50,000 bond is still written because carriers, MGAs and program agreements ask an agent to post one. If that is you, ours is $500 flat.
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Three steps. One sitting.
This is the shortest application we write — no financials, no schedules. Here is the whole thing:
Apply online
Entity type, agency or agent details, contact information and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, a short review.
Send it to whoever asked
Your executed bond and power of attorney arrive by email, ready to forward to the carrier, MGA or program administrator that requested it. Wet-ink original mailed on request.
What it is and who needs it.
What this bond is, and who actually asks for it
A surplus lines agent places coverage with carriers that are not admitted in Texas — the risks the standard market declines. Texas licenses those agents through the Department of Insurance under Insurance Code chapter 981, subchapter E, and TDI points licensees to § 981.202 for the license itself. A resident applicant must already hold a general lines agent, property and casualty agent, or managing general agent license; a non-resident applicant works from a reciprocal state's surplus lines license.
For years that license also carried a proof of financial responsibility obligation, which agents satisfied with a $50,000 surety bond filed with the Department. Senate Bill 1564 in the 2005 session repealed those provisions, and the change took effect January 1, 2006. TDI's current surplus lines licensing page lists an exam, a fingerprint background check and an application — and no bond at all. If someone tells you the state requires this bond, they are working from a page that is two decades out of date.
It still gets written, and for a real reason. A carrier, managing general agent or program administrator granting binding authority often wants the same $50,000 guarantee the state used to take, as a contractual condition rather than a licensing one. The obligee then is whoever the agreement names, not TDI. Ask for the bond form before you buy: the amount is conventional, but the obligee, the condition language and the cancellation notice come from that contract. Send it to us and we will issue on their form.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Pay & e-sign. Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, a short review.
What sets the price
The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Texas bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Whoever asked for it, we can issue it today.
$500 flat, a short application with no credit check, and the executed bond often issued in the same sitting. Free until issued.