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Galveston utility service bonds.
Quote on review.

The City of Galveston runs its own water, sewer and refuse utility and requires security before it turns water on for any premises. Galveston Code § 36-51 lets that security be a cash deposit or a surety bond. A surety specialist reviews your application and returns a quote, usually within one business day.

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Authorized by Galveston Code § 36-51(a) — the security may be a cash deposit or a bond
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The city manager sets the amount by fixed schedule or account by account
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Bond and surety subject to city risk manager approval — confirm with Utility Billing before you file
Underwrittenthe City sets the amount1 daytypical specialist replyNo credit reviewnot even a soft pull
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Built around your Galveston water account.

Galveston collects security before it supplies water to any premises. Here is the whole process, from the City's figure to an active account:

TODAY · ONE APPLICATION

Get the figure, then apply

Ask Galveston Utility Billing what security it requires for the account and confirm it will take a bond in place of cash. Then apply online with your business details, the service address, and that amount.

WITHIN 1 BUSINESS DAY

A surety specialist prices it

The City has already set the amount, so the review is about the account, not sizing. A specialist confirms your exact premium and sends it back for approval.

ON APPROVAL

Pay, e-sign & file with Utility Billing

Once you accept the quote and pay, the executed bond arrives by email, ready to present to Galveston Utility Billing with your service application. The city risk manager reviews the bond and the surety.

About this bond

What it is and who needs it.

What the Galveston utility service bond guarantees

Galveston supplies water, sewer and refuse service through its own municipal utility, and water service is governed by Chapter 36 (Water, Sewers, and Sewage Disposal) of the Galveston Code of Ordinances. Section 36-50 requires a written application before water is supplied to any premises, and makes the applicant responsible for all money due on the account. Section 36-51 then delegates to the city manager full authority to set the amount and type of security required before water is furnished.

That section expressly allows the security to be a cash deposit or a bond with an appropriate number and type of sureties, and gives the city risk manager full authority over the adequacy of the bond and the sufficiency of the surety. The bond guarantees that you will pay your City utility bills: if the account closes with charges unpaid, the City can claim against the bond. You are the principal, the surety guarantees payment, and the City of Galveston is the obligee.

The City's current published figures are a $150 residential deposit and a $200 minimum for commercial accounts, which can run higher based on prior consumption. Residential security comes back after twelve months of good payment history, but the City's FAQ says commercial deposits are not refunded — they are applied to final charges when the account is closed. That is why a bond appeals most to commercial accounts. The City's forms print only the cash deposit, so confirm with Utility Billing that it will accept a bond for your account before you buy one. It is not insurance for you: if the surety pays the City, you repay the surety.

Galveston Code of Ordinances § 36-51Code of the City of Galveston, Texas, Chapter 36 (Water, Sewers, and Sewage Disposal), Article II (Waterworks), Division 3 (Water Service), § 36-51 (Security deposit), as amended by Ord. No. 99-34. Subsection (a) delegates to the city manager full authority to determine the amount and type of security required before water is furnished to any premises or person; the amount may be based on a fixed schedule or on an individual basis; the security may be a cash deposit or a bond with an appropriate number and type of sureties; and the city risk manager has full authority to determine the adequacy of the bond and the sufficiency of the sureties. Subsection (b) returns security after twelve consecutive months of payment history satisfactory to the customer service supervisor, and subsection (c) provides that security for commercial accounts is governed by subsection (a). Section 36-50 requires a written application on City forms before water is supplied. The City's Utility Billing FAQ lists a $150 residential deposit and a $200 minimum commercial deposit, and states that commercial deposits are applied to final charges when the account is closed rather than refunded.

You need this bond if you’re

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A commercial property owner or tenant opening a City of Galveston water, sewer and refuse account
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A restaurant, hotel or other high-use business whose security may be set above the commercial minimum on consumption history
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A property manager or developer opening several Galveston service accounts and keeping deposit cash free
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Any Galveston utility customer the City has agreed may post a bond in place of a cash deposit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Pay, e-sign & file with Utility Billing. Once you accept the quote and pay, the executed bond arrives by email, ready to present to Galveston Utility Billing with your service application. The city risk manager reviews the bond and the surety.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one specialist review.

These are the actual issuing fields — your business details, the bond amount, and the effective date. There is no credit section on this bond. Submit once and a surety specialist returns your exact price, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Texas utility service bond for the City of Galveston?It is a surety bond posted with the City of Galveston in place of a cash security deposit on a City water, sewer and refuse account. Galveston Code § 36-51 lets the security be a cash deposit or a bond, and the bond guarantees that you will pay the charges on the account. The city risk manager decides whether the bond and surety are adequate.
Who sets the bond amount?The City does. Section 36-51 gives the city manager full authority to set the amount, on a fixed schedule or account by account. The City currently publishes a $150 residential deposit and a $200 minimum for commercial accounts, which can be higher based on prior consumption. Ask Utility Billing for your account's figure and bond that amount.
How much does it cost?This bond is not on our carrier's published rate sheet, so we quote it on review instead of showing a number checkout might not match. Enter the amount the City gives you and a surety specialist confirms your exact premium, typically within one business day. You pay only once you accept the quote. The bond amount is the surety's maximum liability to the City, not something you pay.
Will I need collateral?Almost never at utility-deposit sizes. If the review ever turned up a reason to ask for collateral, we would tell you before you commit to anything. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
How long does the bond have to stay in force?The code sets no term. Section 36-51(b) returns security after twelve consecutive months of satisfactory payment, but § 36-51(c) says security on commercial accounts is governed by subsection (a), and the City applies commercial deposits to the final bill, so expect to keep a commercial bond in force for as long as the account is open, renewing it each term.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Requirements checked on the carrier’s application, . Page updated .

Keep your deposit cash working.

Send us the amount Galveston Utility Billing requires, and a surety specialist returns your price, typically within one business day. Free until issued.

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