Dumas residential contractor bonds.
0.5% of the bond amount — $100 at $20,000.

The City of Dumas, TX requires anyone registering as a general contractor — including a residential builder or remodeler pulling a building permit — to post a $20,000 permit surety bond or show liability insurance before the city will issue permits. Pricing is 0.5% of the bond amount — $100 at the $20,000 the city requires. The application collects no credit information.

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Required by the City of Dumas Code Enforcement Department to register as a general contractor and pull building permits
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Amount is fixed at $20,000 on the city's contractor registration requirements table — the same for every general contractor
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0.5% of the bond amount — $100 at the required $20,000; your exact price appears at the application
0.5% rate$100 at $20,000Soft pull onlynever a hard inquiryInstantissued the moment you pay
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard contractor registration bond — apply, pay, and file with your registration. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the $20,000 bond amount the city requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most applications approve instantly.

SAME DAY

File with the City of Dumas

Submit the executed bond with your contractor registration application to the Building Permits and Inspections Department. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the contractor registration bond actually covers

The City of Dumas, TX requires anyone acting as a general contractor — building, enlarging, altering, repairing, improving, or converting a building or structure of any kind under a city permit — to register with the city and post either general liability insurance or a permit surety bond. That covers residential builders and remodelers as much as commercial contractors; Dumas registers building work by category, not by whether the job is a house.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Dumas (the obligee), for the benefit of the city or the property owner. The bond covers damages from your acts or neglect, failure to repair defective work, unpaid city fees, or failure to remedy defects the building official identifies — and guarantees compliance with the city's construction codes.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who build to code treat the $20,000 registration bond as a formality. We price it at 0.5% of the bond amount, which comes out to $100 at the $20,000 Dumas requires, and the application collects no credit information.

City of Dumas Code of Ordinances § 3.03.001(c)(1), § 3.03.004The City of Dumas, TX Code of Ordinances, Article 3.03 (Contractor Registration), § 3.03.001(c)(1), requires a general contractor — anyone performing work requiring a building permit on a building or structure of any kind — to register with the city and hold general liability insurance or a permit surety bond. The contractor registration requirements table at § 3.03.004 fixes the bond at $20,000 for the general contractor category, administered by the city's Code Enforcement / Building Permits and Inspections Department. A homeowner working on their own residence is exempt under § 3.03.001(b).

You need this bond if you are

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A residential builder or remodeler pulling a Dumas building permit for a home under construction or repair
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A general contractor registering with the city for the first time
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Renewing your Dumas contractor registration — registrations expire one year from issuance
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New to the City of Dumas and registering to build there

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information at the $20,000 amount this registration requires.

Start the application →
FAQ

Common questions.

How much is the Dumas residential contractor bond?Pricing is 0.5% of the bond amount, with a $100 minimum — and since the City of Dumas fixes the general contractor registration bond at $20,000, that works out to $100 for every applicant. Your exact price appears at the application.
What amount should I enter?Enter $20,000 — that is the amount the City of Dumas fixes for the general contractor registration category in its contractor registration requirements table, whether the work is residential or commercial.
What does the bond guarantee?That you comply with the city's construction codes and make good on defective work, unpaid fees, or unremedied deficiencies the building official identifies. If you do not and a claim is paid, you repay the surety.
Do I need this if I only build on my own home?No. Dumas exempts a homeowner working on their own single-family residence from contractor registration. This bond is for a person or business registering as a general contractor to pull permits for others.
Is there a credit check?The application collects no credit information at the $20,000 amount this registration requires, and most applications approve instantly. If a check ever runs, it is a soft pull that will not affect your score.
Related bonds

Other Texas bonds.

Finish your Dumas contractor registration today.

0.5% of the bond amount — $100 at the $20,000 the city requires. Free until issued.

Your premiumfrom $100
Apply now →