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The City of Universal City requires a home improvement contractor to post a $5,000 bond to register and pull permits. Ours is $100 flat — the price you see is the checkout price, the same for every contractor. The bond issues the moment you pay — no credit check.
















Municipal license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application. No credit check.
Small fixed-amount municipal bonds like this issue right after purchase.
Your executed bond and power of attorney arrive by email, ready to file with your Universal City contractor registration. Wet-ink original mailed on request.
A home improvement contractor bond is a City-of-Universal-City compliance guarantee. Contractors who do home improvement work in the city must follow its building code and ordinances — the bond backs that obligation so the city and homeowners have a financial backstop.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Universal City (the obligee). If you violate the city's contractor or building rules and the city or a homeowner is harmed, they can recover against the bond up to $5,000.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull proper permits and finish their work treat the bond as a registration formality.
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
File with the City of Universal City. Your executed bond and power of attorney arrive by email, ready to file with your Universal City contractor registration. Wet-ink original mailed on request.
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
These are the actual issuing fields. No credit check.
Start the application →Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.