The City of Universal City requires a home improvement contractor to post a $5,000 bond to register and pull permits. Ours is $100 flat — the price you see is the checkout price, the same for every contractor. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Municipal license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application — no financials, no credit section.
Small fixed-amount municipal bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Universal City contractor registration. Wet-ink original mailed on request.
A home improvement contractor bond is a City-of-Universal-City compliance guarantee. Contractors who do home improvement work in the city must follow its building code and ordinances — the bond backs that obligation so the city and homeowners have a financial backstop.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Universal City (the obligee). If you violate the city's contractor or building rules and the city or a homeowner is harmed, they can recover against the bond up to $5,000.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull proper permits and finish their work treat the bond as a registration formality.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.