Tennessee landfill owners and operators must demonstrate financial assurance for closure and post-closure care, and a surety bond is one accepted form. Filed with TDEC under the Solid Waste Disposal Control rules, it equals your approved closure/post-closure cost estimate. We issue it at a flat 3% with one soft credit pull.
















Closure bonds are larger and reviewed, but the process is still simple. Here is the whole thing:
Facility details, owner information, the closure/post-closure cost amount, and the effective date — plus a one-time consent to a soft credit pull.
Larger environmental bonds get an underwriter’s review of the cost estimate and the obligation. You hear back quickly, and the soft pull never affects your score.
Pay and receive the executed financial-assurance bond, ready to file with the Division of Solid Waste Management. Wet-ink originals mailed whenever the Division insists.
Bond amount × 3% = your premium. The amount equals your TDEC-approved closure / post-closure cost estimate — enter it and the premium updates.
Tennessee regulates solid waste disposal facilities through TDEC’s Division of Solid Waste Management under the Solid Waste Disposal Control rules (Chapter 0400-11-01) and the Solid Waste Disposal Act (T.C.A. § 68-211-101 et seq.). A permitted facility must prove it can pay to close the site and care for it after closure — generally a 30-year post-closure care period.
That proof is financial assurance, and the rules accept several forms — a trust fund, a letter of credit, insurance, or a surety bond. The bond amount equals the facility’s approved closure and post-closure cost estimate, which TDEC reviews and adjusts over the life of the site as costs change.
If the owner or operator fails to perform closure or post-closure care, TDEC can call on the assurance so the work gets done — and if the surety pays, the principal repays the surety. It is not insurance for the operator. We issue the amount TDEC approved at a flat 3% with one soft credit pull.
These are the actual underwriting fields, including a one-time soft credit pull. Larger closure bonds get an underwriter review before issuance.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, soft pull only. Enter your TDEC-approved closure cost and we’ll get it issued.