Not in Tennessee? Browse bonds by state

Tennessee state business tax bonds.
From $100.

The bond the Tennessee Department of Revenue can require when it wants a financial guarantee on the taxes a business owes — usually after a delinquency or when an account poses a risk to timely, full payment. The Department sets the amount; the price is 2% of it, with a $100 minimum.

✓
Required when the Department of Revenue asks for a tax guarantee — not something most taxpayers need
✓
Amount is set by the Department — typically tied to your estimated tax liability
✓
From $100 — enter the required amount to see your exact price
2% of bond amount$100 minimumNo credit check up to $10,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Tennessee state business tax bond cost?

2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard tax bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Department required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

Most bonds are issued as soon as you pay; larger amounts may get a quick review.

SAME DAY

File with the Department of Revenue

Submit the executed bond to the Tennessee Department of Revenue to satisfy your account requirement. Wet-ink originals mailed whenever the Department insists.

About this bond

What it is and who needs it.

What the business tax bond actually covers

Tennessee businesses generally pay state business tax without ever posting a bond. But the Department of Revenue has authority to require a surety bond when a taxpayer poses a risk to the timely and full payment of tax — for example, after a delinquency, a returned payment, or a compliance history that warrants a guarantee.

The bond is a tax-payment guarantee: both the principal and the surety are treated as taxpayers with obligations under it, and the Department can recover against the bond if the business fails to remit the tax it owes. When required, the amount is generally tied to the taxpayer’s estimated tax liability for the period.

If the Department draws on the bond, the surety pays the state and the business repays the surety — it is not insurance for the taxpayer. We issue the amount the Department set, from $100.

Tenn. Comp. R. & Regs. 1320-04-05-.11The Tennessee Department of Revenue may require a surety bond from a taxpayer who poses a risk to the timely and full payment of tax (Rule 1320-04-05-.11), and statutory collection authority treats both the principal and surety under a tax bond as taxpayers obligated for the tax. Most businesses never need one — confirm the required amount on your Department notice, and we'll issue it.

You need this bond if you are

✓
A taxpayer the Department asked to bond after a delinquency or compliance concern
✓
Reinstating an account the Department conditioned on a tax guarantee
✓
A new or high-risk business the Department wants bonded before issuing or keeping a tax account
✓
Replacing a non-renewed bond to keep your Department of Revenue account in good standing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed bond to the Tennessee Department of Revenue to satisfy your account requirement. Wet-ink originals mailed whenever the Department insists.

What sets the price

The premium is 2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Department of Revenue set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Tennessee business tax bond?The price is 2% of the bond amount, $100 minimum. The bond amount itself is set by the Department of Revenue — generally tied to your estimated tax liability. Enter the figure on your notice at the application to see your exact price.
Do I always need this bond?No. Most Tennessee businesses never post a business tax bond. The Department of Revenue requires one mainly when a taxpayer poses a risk to timely, full payment — after a delinquency, a returned payment, or a compliance concern.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
What does the bond guarantee?That you pay the business tax you owe. If you fail to remit, the Department can recover against the bond up to its amount — and if the surety pays, you repay the surety. It is not insurance for you.
What amount should I choose?Use the figure on your Department of Revenue notice — the Department sets it. If you’re unsure, send us the notice and we’ll confirm the required amount before you buy.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Tennessee bonds.

Price and requirements checked on the carrier’s application, . Page updated .

Business tax bond, issued today.

From $100. Enter the amount the Department set and file the same day.

Your premiumfrom $100
Apply now →