TN contractor license bonds.
Flat 3%. Enter your amount.
Tennessee licenses contractors through the Board for Licensing Contractors under T.C.A. Title 62, Chapter 6, and certain classifications require a surety bond. The required amount depends on your license type, so enter the figure your classification calls for — we issue it at a flat 3% with one soft credit pull.
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Three steps to bonded.
Your contractor license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, the bond amount your classification requires, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Board
Pay online and receive the executed bond, ready to file with the Tennessee Board for Licensing Contractors. Wet-ink originals mailed whenever the Board insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the amount your classification requires and the premium updates.
What it is and who needs it.
What the contractor bond actually guarantees
Tennessee licenses contractors through the Board for Licensing Contractors (Department of Commerce and Insurance) under T.C.A. Title 62, Chapter 6. Where a surety bond applies, it is a guarantee of honest, lawful performance — that you do the work according to the standards the chapter sets and follow Tennessee contractor law.
The required amount depends on your license classification. Home improvement contractors in the counties where that registration applies carry a $10,000 minimum bond under T.C.A. § 62-6-503. Other situations — and higher figures tied to a classification or financial review — vary, so the amount you enter should match what the Board requires of your specific license.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee together with harmed parties. If you violate contractor law and someone is damaged, they can recover against the bond — and if the surety pays, you repay the surety. It is not insurance for you.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee contractor bond? +
Does every Tennessee contractor need a bond? +
Is there a credit check? +
What does the bond guarantee? +
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Other New York bonds.
The Board is waiting on one document.
Five-minute application, flat 3%, soft pull only. Enter the amount your classification requires and we’ll get it issued.