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Tennessee sheriff’s indemnity bonds.
From $1,000.

Tennessee law requires a sheriff to post an official bond under T.C.A. § 8-8-103 before taking office. The amount is a $100,000 statutory minimum, or the greater amount the county legislative body sets by resolution. The price is 1% of the bond amount.

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Required under T.C.A. § 8-8-103 — every sheriff files an official bond before taking office
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Amount is a $100,000 minimum, or more by county resolution — set the figure your county fixed
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
1% of bond amount$1,000 at the $100,000 minimumInstantapproval for mostNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Tennessee sheriff’s indemnity bond cost?

1% of the bond amount, from $1,000 at the $100,000 minimum. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard sheriff’s bond — enter your amount, pay, and you have the executed bond to record. Here is the whole thing:

TODAY · ONLINE

Apply online

The principal’s details, the bond amount your county fixed, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000, so most bonds are issued instantly as soon as you pay. Above $100,000, a soft pull may add a short review.

SAME DAY

Execute, file & record

The bond is prepared, executed, filed, and recorded per Title 8, Chapter 19 — with the county clerk and Secretary of State as the statute directs. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the sheriff’s bond actually guarantees

A sheriff's indemnity bond is an official public-officer bond. Tennessee conditions the office of sheriff on it: the bond holds the officeholder financially accountable for failing to carry out the statutory duties of the office, or for causing loss through official misconduct.

It is a three-party arrangement: the sheriff (the principal), the surety carrier, and the State of Tennessee and county together with anyone harmed by a failure of official duty (the protected parties). If the office mishandles money, property, or process and someone is damaged, that party can recover against the bond — and if the surety pays, the principal repays the surety.

This is a public-official bond, often procured by or for the county. The minimum is $100,000 under T.C.A. § 8-8-103, but the county legislative body can set a higher amount by resolution — confirm the figure your county fixed before you buy, and we'll issue exactly that.

T.C.A. § 8-8-103 (filed under Title 8, Ch. 19)Tennessee Code Annotated § 8-8-103 requires a sheriff to execute an official bond of $100,000, or such greater amount as the county legislative body may determine by resolution, prepared, executed, filed, and recorded in accordance with Title 8, Chapter 19. The amount is statutory at the floor and county-set above it — confirm your county’s figure.

You need this bond if you are

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A newly elected or appointed sheriff filing the official bond before taking office
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A re-elected sheriff whose official bond is expiring and must be renewed
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A county official arranging the sheriff’s statutory bond on the county’s behalf
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Replacing a non-renewed bond to keep the office’s required surety continuous
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Execute, file & record. The bond is prepared, executed, filed, and recorded per Title 8, Chapter 19 — with the county clerk and Secretary of State as the statute directs. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount your county fixed — the executed bond is generated instantly, ready to file and record.

Start the application →
FAQ

Common questions.

How much is the Tennessee sheriff’s bond?Pricing is variable, from $1,000, based on the bond amount and a quick eligibility check. The bond amount itself is set by statute — a $100,000 minimum under T.C.A. § 8-8-103 — or higher if your county legislative body set a greater figure by resolution. Enter that figure at the application to see your exact price; the price is 1% of that figure.
Why is this bond required?Tennessee law conditions the office of sheriff on an official bond. It holds the officeholder accountable for performing the duties of the office and for losses caused by official misconduct, protecting the public and the county.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Who pays for it — the sheriff or the county?It varies by county. Some counties pay for or reimburse the official bond; in others the officeholder arranges it. Either way, you enter the statutory amount, we quote it from $1,000, and the bond is filed and recorded as the statute directs.
What amount should I choose?Start with the $100,000 statutory minimum, but confirm whether your county legislative body set a higher figure by resolution — that controls. Send us the resolution or the requirement and we’ll issue the exact amount.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

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From $1,000. Enter the amount your county fixed and file the same day.

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