Tennessee requires many elected and appointed officials to give a statutory bond for each term, conditioned on the faithful performance of their duties (TCA Title 8, Chapter 19). The amount depends on the office — we issue it at a flat 3% with one soft credit pull that never affects your score.
















Public official bonds are straightforward once we know the amount. Here's the whole process — no broker phone tag:
Your details, the office and obligee, the bond amount, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your county clerk or the office that requires it before you take or continue your term. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure your office requires and the premium updates.
Tennessee's Bonds of Officers law (TCA Title 8, Chapter 19) requires many state and local officials to execute a bond for each term of office, conditioned on the faithful performance of their duties and the honest handling of public money. It protects the government and the public if an official misuses funds or fails to perform.
The required amount varies by office. As the Comptroller of the Treasury explains, for some officials a specific amount is fixed in the statute; for some it is based on the revenue handled; and for others the county or municipal governing body sets it. So unlike a fixed license bond, you enter the amount your particular office requires.
It is not insurance for the official. If the surety pays a claim, the official repays the surety. Officials who handle public funds honestly and keep good records treat the bond as a routine condition of taking office.
These are the actual underwriting fields, including the office, obligee, and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount your office requires and file in a day or two.