TN appraisal management company bonds.
$200. Five minutes.

Tennessee requires every appraisal management company to post a fixed $20,000 bond with the Real Estate Appraiser Commission to register and renew — ours is $200 flat, the price you see is the price you pay. The application is five minutes, and registration bonds like this are the fastest thing we issue.

Required to register your AMC under TCA 62-39-408 — new registrations and renewals
Fixed price, fixed amount — $20,000 bond, $200, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Registration bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit section in the application, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your registration

Your executed bond and power of attorney arrive by email, ready to file with your AMC registration or renewal at the Real Estate Appraiser Commission. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

An appraisal management company is a middleman: it manages a panel of independent appraisers for lenders. Tennessee's Appraisal Management Company Registration and Regulation Act conditions registration on a $20,000 surety bond filed with the Real Estate Appraiser Commission at the Department of Commerce & Insurance.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee). The bond guarantees you'll faithfully perform an AMC's obligations under the Act and its rules. By statute it cannot be used to help appraisers collect fees the AMC owes them — it backs your statutory compliance, not commercial disputes.

The bond must stay active for the life of your registration. Let it lapse and your registration is at risk — so we track it and notify you 60 and 30 days out, keeping your $20,000 filing continuous.

TCA 62-39-408Tennessee Code Annotated § 62-39-408, part of the Tennessee Appraisal Management Company Registration and Regulation Act (§§ 62-39-401 et seq.), requires each AMC applicant to post and maintain a $20,000 surety bond with the Real Estate Appraiser Commission. The statute specifies the bond may not be used to assist appraisers in collecting credit they extended — confirm the current bond form and amount on your registration packet.

You need this bond if you're

Registering an AMC in Tennessee — the bond is filed with your registration
Renewing your AMC registration and your bond is expiring or your surety non-renewed
Expanding into Tennessee from another state and registering here
A national AMC adding Tennessee to the states where you operate a panel

Five minutes. The whole thing.

These are the actual issuing fields — no credit section, because this bond's application doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Tennessee AMC bond?
The premium is $200 flat, set by our carrier's rate book for this specific bond — the same for every AMC. The $20,000 bond amount is set by TCA 62-39-408, so there is no quote process.
Do I pay the $20,000?
No. You pay $200. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?
Registration bonds like this are among the thousands of bond types that issue right after purchase — many companies finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?
Not on this bond — the application has no credit section at all. Small fixed-amount registration bonds like this one don't need one.
When does it renew?
The bond must stay active for as long as you hold the registration. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your registration never lapses over a missed email.
Related bonds

Other Tennessee bonds.

Finish your AMC registration today.

$200 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your price$200
Apply now →