TN food program sponsor bonds.
Flat 3%. Enter your amount.

The bond a Tennessee food program sponsor files with the Department of Human Services to participate in the Child and Adult Care Food Program (CACFP). It demonstrates financial responsibility and protects the federal funds you administer — we issue it at a flat 3% with one soft credit pull that never affects your score.

Required of a CACFP sponsor by the Tennessee Department of Human Services
Amount is based on your enrollment and meal volume — DHS sets it
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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Capital
McKinney
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Triple Five
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How it works

Apply to filed in a day or two.

Sponsor bonds are straightforward once DHS sets your amount. Here's the whole process:

TODAY · 5 MINUTES

Apply online

Your organization details, the bond amount DHS required, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with DHS

Pay online and receive the executed bond, ready to file with the Tennessee Department of Human Services for your CACFP sponsorship. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure DHS required and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the food program sponsor bond actually covers

The Child and Adult Care Food Program (CACFP) is a USDA program, administered in Tennessee by the Department of Human Services, that reimburses sponsors for nutritious meals served to children and eligible adults in care. A sponsor receives and distributes federal reimbursement funds — so DHS conditions sponsorship on a bond demonstrating financial stability and responsibility.

The required amount is based on your enrollment and the volume of meals you serve, and can range widely. A surety bond is an accepted form of security; DHS sets the figure for your organization, and you enter it on the application.

The bond protects the program funds against misuse: if a sponsor mishandles reimbursement money or fails to meet its obligations, a claim can be made to recover the loss — and if the surety pays, the sponsor repays the surety. These bonds typically run a one-year term and renew annually. Enter your DHS amount and we issue it at a flat 3%.

CACFP — Tennessee Department of Human ServicesThe Child and Adult Care Food Program (CACFP) is a USDA program administered in Tennessee by the Department of Human Services. DHS requires food program sponsors to demonstrate financial responsibility, which a surety (performance) bond payable to the state can satisfy. The amount is based on the sponsor's enrollment and meal volume and is set by DHS. Confirm your required amount and bond form with the Department of Human Services.

You need this bond if you are

A CACFP sponsor administering food-program reimbursements in Tennessee
A sponsoring organization overseeing multiple care sites under one sponsorship
A new sponsor DHS requires to bond before approving your participation
Renewing your sponsorship and re-filing the annual sponsor bond

Five minutes, then a quick review.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Tennessee food program sponsor bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Department of Human Services based on your enrollment and meal volume. Enter that figure and the quote updates.
Who requires this bond? +
The Tennessee Department of Human Services, as a condition of sponsoring the Child and Adult Care Food Program (CACFP). It demonstrates your financial responsibility to administer federal reimbursement funds.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
What does the bond protect against? +
It protects the program funds against misuse — if a sponsor mishandles reimbursement money or fails its obligations, a claim can be made against the bond. If the surety pays, the sponsor repays the surety; it is not insurance for the sponsor.
When does it renew? +
These sponsor bonds generally run a one-year term and renew annually. We send renewal notices 60 and 30 days before expiration, with autopay available, so your sponsorship stays continuous.
Related bonds

Other New York bonds.

Food program sponsor bond, filed this week.

Five-minute application, flat 3%, $275 minimum. Enter the amount DHS required and file in a day or two.

Your premium @ 3%$750
Apply now →