The bond a Tennessee food program sponsor files with the Department of Human Services to participate in the Child and Adult Care Food Program (CACFP). It demonstrates financial responsibility and protects the federal funds you administer — we issue it at a flat 3% with one soft credit pull that never affects your score.
















Sponsor bonds are straightforward once DHS sets your amount. Here's the whole process:
Your organization details, the bond amount DHS required, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with the Tennessee Department of Human Services for your CACFP sponsorship. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure DHS required and the premium updates.
The Child and Adult Care Food Program (CACFP) is a USDA program, administered in Tennessee by the Department of Human Services, that reimburses sponsors for nutritious meals served to children and eligible adults in care. A sponsor receives and distributes federal reimbursement funds — so DHS conditions sponsorship on a bond demonstrating financial stability and responsibility.
The required amount is based on your enrollment and the volume of meals you serve, and can range widely. A surety bond is an accepted form of security; DHS sets the figure for your organization, and you enter it on the application.
The bond protects the program funds against misuse: if a sponsor mishandles reimbursement money or fails to meet its obligations, a claim can be made to recover the loss — and if the surety pays, the sponsor repays the surety. These bonds typically run a one-year term and renew annually. Enter your DHS amount and we issue it at a flat 3%.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount DHS required and file in a day or two.