TN notary bonds + E&O.
$300. Five minutes.
Every Tennessee notary must file a $10,000 surety bond with the county clerk before taking office, under TCA 8-16-104. Ours is $300 flat — 3% of the bond amount — and it comes bundled with $25,000 of E&O coverage that protects you, not just the public. Five-minute application, no credit check.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your name, the county where you reside and where you're appointed, and an effective date that matches your notary term. No financials, no credit check section.
Pay & e-sign
Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your county clerk
Your executed bond and power of attorney arrive by email, ready to present to the county clerk where you were elected. Wet-ink original mailed on request — many clerks want the original.
The whole pricing page.
$10,000 bond × 3% = $300, plus $25,000 of E&O bundled in. Tennessee notary terms run four years — buy a term that matches.
What it is and who needs it.
What the bond and E&O actually do
Under TCA 8-16-104, before you can act as a Tennessee notary you must give a $10,000 bond, payable to the state, conditioned on the faithful discharge of your duties. You present the executed bond to the county clerk in the county where you were elected, and the clerk files it once it complies with the statute.
The bond protects the public: if a notary's error or misconduct harms someone, they can recover against the $10,000. Importantly, the bond is not insurance for the notary — if the surety pays, the notary repays the surety.
That's why this package also bundles $25,000 of errors & omissions coverage, which does protect you. E&O covers your own legal costs and liability for an honest, unintentional notarial mistake — the gap the bond leaves open. Tennessee notary commissions run a four-year term, and your bond should match it.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one. Match the effective date to your notary term.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee notary bond? +
What's the difference between the bond and the E&O? +
Where do I file the bond? +
Is there a credit check? +
How long is a Tennessee notary term? +
Other New York bonds.
Finish your notary appointment today.
$300 flat with $25,000 E&O bundled in, five-minute application, bond often issued in the same sitting. Free until issued.