Tennessee notary bonds + E&O.
$130 flat.
Every Tennessee notary must file a $10,000 surety bond with the county clerk before taking office, under TCA 8-16-104. Ours is $130 flat — set by our carrier's rate book — and it comes bundled with $25,000 of E&O coverage that protects you, not just the public. The bond issues the moment you pay — no credit check.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your name, the county where you reside and where you're appointed, and an effective date that matches your notary term. No financials, no credit check.
Pay & e-sign
Notary bonds are among the thousands of bond types that issue right after purchase.
File with your county clerk
Your executed bond and power of attorney arrive by email, ready to present to the county clerk where you were elected. Wet-ink original mailed on request — many clerks want the original.
What it is and who needs it.
What the bond and E&O actually do
Under TCA 8-16-104, before you can act as a Tennessee notary you must give a $10,000 bond, payable to the state, conditioned on the faithful discharge of your duties. You present the executed bond to the county clerk in the county where you were elected, and the clerk files it once it complies with the statute.
The bond protects the public: if a notary's error or misconduct harms someone, they can recover against the $10,000. Importantly, the bond is not insurance for the notary — if the surety pays, the notary repays the surety.
That's why this package also bundles $25,000 of errors & omissions coverage, which does protect you. E&O covers your own legal costs and liability for an honest, unintentional notarial mistake — the gap the bond leaves open. Tennessee notary commissions run a four-year term, and your bond should match it.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your county clerk. Your executed bond and power of attorney arrive by email, ready to present to the county clerk where you were elected. Wet-ink original mailed on request — many clerks want the original.
What sets the price
The premium is fixed at $130 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check. Match the effective date to your notary term.
Start the application →Common questions.
Other Tennessee notary bonds.
Not sure this is the one your license calls for? These are the other notary bonds we write in Tennessee. Each has its own statute and bond amount.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your notary appointment today.
$130 flat with $25,000 E&O bundled in, no credit check, bond often issued in the same sitting. Free until issued.