Tennessee requires an approved pre-licensing course provider to post a $50,000 bond with the regulating agency. Ours is $1,500 flat — 3% of the bond amount, the same for every provider. One soft credit pull, e-signed in 1–2 business days.
















Your provider approval is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, a short set of commercial questions, and an effective date — plus a one-time consent to a soft credit pull. That is the application.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your provider application or renewal. Wet-ink originals mailed whenever the agency insists.
$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Tennessee conditions approval of certain pre-licensing course providers — schools that teach the courses someone must complete before getting a professional license — on a $50,000 surety bond filed with the regulating agency. The bond is a student-and-public-protection guarantee.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee), with your students protected. If a provider misuses tuition, fails to issue a refund it owes, or violates the rules governing approved providers, a harmed student or the agency can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Providers who deliver the courses they sell and handle tuition properly treat the bond as an approval formality. The exact regulating agency depends on which profession your courses prepare students for, so confirm the obligee and form on your provider application.
These are the actual underwriting fields, including a few commercial questions and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.