TN pre-licensing provider bonds.
$1,500 flat. Soft pull.

Tennessee requires an approved pre-licensing course provider to post a $50,000 bond with the regulating agency. Ours is $1,500 flat — 3% of the bond amount, the same for every provider. One soft credit pull, e-signed in 1–2 business days.

Required for an approved pre-licensing course provider offering required courses in Tennessee
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to approved.

Your provider approval is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, a short set of commercial questions, and an effective date — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the agency

Pay online and receive the executed bond, ready to file with your provider application or renewal. Wet-ink originals mailed whenever the agency insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

Tennessee conditions approval of certain pre-licensing course providers — schools that teach the courses someone must complete before getting a professional license — on a $50,000 surety bond filed with the regulating agency. The bond is a student-and-public-protection guarantee.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Tennessee (the obligee), with your students protected. If a provider misuses tuition, fails to issue a refund it owes, or violates the rules governing approved providers, a harmed student or the agency can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Providers who deliver the courses they sell and handle tuition properly treat the bond as an approval formality. The exact regulating agency depends on which profession your courses prepare students for, so confirm the obligee and form on your provider application.

Tennessee pre-licensing course provider bond ($50,000)Tennessee requires approved pre-licensing course providers to file a $50,000 surety bond with the regulating agency as a condition of provider approval, protecting students and the state against misuse of tuition, unpaid refunds, or rule violations. The specific agency and statutory citation depend on the profession the courses prepare students for (for example, education providers under the Department of Financial Institutions or the relevant licensing board). Confirm the exact obligee, statute, and form on your provider application — and send it to us if you want us to verify before you file.

You need this bond if you're

Applying to be an approved provider of required pre-licensing courses in Tennessee
Renewing your provider approval and your bond is expiring or was non-renewed
Expanding course offerings into a Tennessee-regulated pre-licensing program
An out-of-state school getting approved to offer Tennessee pre-licensing courses

Five minutes. The whole thing.

These are the actual underwriting fields, including a few commercial questions and a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the state and harmed students; it's not a deposit, and nobody holds your money.
What does the bond guarantee? +
That you deliver the pre-licensing courses you sell, handle tuition properly, issue refunds you owe, and follow the rules for approved providers. If you fail to and a student or the agency is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Which agency requires it? +
It depends on what your courses prepare students for — different Tennessee boards and the Department of Financial Institutions oversee different pre-licensing programs. The $50,000 amount is consistent; confirm the exact obligee and form on your provider application, and we can verify it with you.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your provider approval to stay valid.
Related bonds

Other New York bonds.

Get your provider approval moving.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →