TN IEA program bonds.
Flat 3%. Enter your amount.
Tennessee's Individualized Education Account (IEA) program funds approved education expenses for students with qualifying disabilities. Participating schools can satisfy the Department of Education's financial-security requirement with a surety bond. We issue it at a flat 3% with one soft credit pull that never affects your score.
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Apply to filed in a day or two.
Participation bonds are straightforward once the department sets your amount. Here's the whole process:
Apply online
Your school details, the bond amount the department set, and the effective date — plus a one-time consent to a soft credit pull. That is the entire application.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the department
Pay online and receive the executed bond, ready to file with the Tennessee Department of Education to complete your IEA participation. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure the department set and the premium updates.
What it is and who needs it.
What the IEA program bond actually covers
The Individualized Education Account (IEA) program (TCA Title 49, Chapter 10, Part 14) lets parents of eligible K–12 students with qualifying disabilities use state funds for approved education expenses. Schools and providers that want to receive IEA funds must meet the Department of Education's financial and operational requirements.
A surety bond payable to the state is one accepted way to demonstrate financial responsibility. The amount is set by the department based on the scope of services and projected IEA payments a participating school expects to receive.
The bond backs the state and participating families: if a provider misuses IEA funds or violates the program's terms, a claim can be made to recover the loss — and if the surety pays, the provider repays the surety. Enter the amount the department set and we issue it at a flat 3%.
You need this bond if you are
Five minutes, then a quick review.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Tennessee IEA program bond? +
Is the bond required to participate? +
Is there a credit check? +
What does the bond protect against? +
How is this different from the ESA program bond? +
Other New York bonds.
Complete your IEA participation today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the department set and file in a day or two.