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Tennessee driveway construction bonds.
From $100.

Constructing a driveway on a Tennessee state highway right-of-way requires a TDOT permit and a bond running to the Department. The amount follows the right-of-way rule — 110% of estimated construction cost, or $5,000, whichever is greater. Premiums are 1% of the bond amount, with a $100 minimum, and your exact price appears at the application.

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Required by TDOT before constructing a driveway in the state right-of-way under the entrance permit rules
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Amount is 110% of estimated construction cost, $5,000 floor — TDOT sets the figure
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No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
From $1001% of bond amount, $100 minimumFastinstant underwriting for mostNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Tennessee driveway construction bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard driveway bond — enter your amount, pay, and file with TDOT. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount TDOT required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No waiting for most applicants — the executed bond generates as soon as you pay. No credit check up to $100,000.

SAME DAY

File with TDOT

Submit the executed bond with your driveway permit application to the regional Traffic Engineering office. TDOT often wants the original mailed or delivered — we send it.

About this bond

What it is and who needs it.

What the driveway bond actually covers

Tennessee law requires a permit before constructing a driveway on a state highway right-of-way, including modifying or changing the use of an existing driveway. TDOT issues the permit through its regional Traffic Engineering offices and conditions it on a surety bond running to the Department — the same right-of-way framework as its highway entrance permits.

The bond guarantees you build the driveway at the location and in the manner shown on your approved plans, and that you restore to original condition any pavement, shoulders, or other parts of the highway your work damages. The amount is 110% of the estimated construction cost, or $5,000, whichever is greater.

If you deviate from plan or leave the right-of-way damaged, TDOT can recover against the bond to make repairs — and if the surety pays, you repay the surety. We price the amount on your permit from $100, with most applicants approved instantly.

Tenn. Dept. of Transportation — Driveway / Entrance rules (Ch. 1680-10-01)TDOT permits for constructing driveways on state highway rights-of-way are issued under the authority of Tenn. Code Ann. §§ 54-5-301 and 54-5-302 and Department rules (Chapter 1680-10-01), informed by the TDOT Manual for Constructing Driveway Entrances on State Highways. The bond runs to TDOT, guarantees construction per the approved plans and restoration of the right-of-way, and is set at 110% of estimated construction cost or $5,000, whichever is greater.

You need this bond if you are

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A contractor building a driveway that ties into a state route
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A developer or property owner adding access from a state highway
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Modifying an existing driveway on the state right-of-way
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Required to restore the right-of-way after driveway construction
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with TDOT. Submit the executed bond with your driveway permit application to the regional Traffic Engineering office. TDOT often wants the original mailed or delivered — we send it.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount on your TDOT permit — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Tennessee driveway construction bond?Premiums are 1% of the bond amount, with a $100 minimum — TDOT sets the bond amount at 110% of estimated construction cost, or $5,000, whichever is greater. Apply to see your exact price.
Who requires this bond?TDOT requires it before you construct a driveway on a state highway right-of-way. The bond runs to the Department and is part of the driveway permit packet.
What does the bond guarantee?That you build the driveway per your approved plans and restore any part of the highway right-of-way your work damages. If you fail to, TDOT can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. The application collects, and most applications approve instantly.
Is this the same as the entrance permit bond?They are closely related — both run to TDOT under the same right-of-way permit framework. This bond is named specifically for constructing driveways on state highway rights-of-way; your TDOT permit will tell you which form and amount apply.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Driveway permit bond, issued today.

Premiums from $100. Enter the amount TDOT required and file the same day.

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