Smithfield drainlayer bond.
Flat 3%. Enter your amount.
The Town of Smithfield licenses drainlayers — contractors who connect private drains and sewer laterals to the town system — and conditions that registration on a surety bond. It guarantees you follow town drain rules and restore the street you open. We issue the amount Smithfield sets at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard Smithfield drainlayer bond — enter your amount, pay, and file with the town. Here is the whole thing:
Apply online
Your business details, the bond amount the town required, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Town of Smithfield
Submit the executed bond with your drainlayer registration to the town. Wet-ink originals mailed whenever the town insists on them.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure Smithfield required and the premium updates.
What it is and who needs it.
What the Smithfield drainlayer bond covers
A drainlayer connects private drains and sewer laterals to the public system, and the Town of Smithfield registers anyone who does that work. The bond guarantees a registered drainlayer follows the town drain and sewer rules and properly restores any street or surface they open.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Town of Smithfield (the obligee). If a drainlayer leaves a defective connection or fails to restore the road, the town can recover against the bond.
It is not insurance for you — if the surety pays the town, you repay the surety. We track the bond and notify you 60 and 30 days out, keeping your Smithfield registration continuous. We issue the amount the town sets at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the Town of Smithfield set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Smithfield drainlayer bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the town required and file the same day.