Smithfield drainlayer bond.
From $100.
The Town of Smithfield licenses drainlayers — contractors who connect private drains and sewer laterals to the town system — and conditions that registration on a surety bond. It guarantees you follow town drain rules and restore the street you open. The premium is 0.5% of the bond amount, $100 minimum — enter your amount and see your exact price in the application.
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How much does a Smithfield drainlayer bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard Smithfield drainlayer bond — enter your amount, pay, and file with the town. Here is the whole thing:
Apply online
Your business details, the bond amount the town required, and the effective date — that is the application.
Issued on the spot
No credit check up to $100,000.
File with the Town of Smithfield
Submit the executed bond with your drainlayer registration to the town. Wet-ink originals mailed whenever the town insists on them.
What it is and who needs it.
What the Smithfield drainlayer bond covers
A drainlayer connects private drains and sewer laterals to the public system, and the Town of Smithfield registers anyone who does that work. The bond guarantees a registered drainlayer follows the town drain and sewer rules and properly restores any street or surface they open.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Town of Smithfield (the obligee). If a drainlayer leaves a defective connection or fails to restore the road, the town can recover against the bond.
It is not insurance for you — if the surety pays the town, you repay the surety. We track the bond and notify you 60 and 30 days out, keeping your Smithfield registration continuous. The premium is 0.5% of the bond amount, $100 minimum, and no credit check up to $100,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Town of Smithfield. Submit the executed bond with your drainlayer registration to the town. Wet-ink originals mailed whenever the town insists on them.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount the Town of Smithfield set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other Rhode Island bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Smithfield drainlayer bond, issued today.
Pricing from $100. Enter the amount the town required and file the same day.