The Town of Cumberland licenses drain layers — contractors who install and connect drains and sewer laterals — and conditions that license on a $5,000 bond. The premium is set by our carrier’s rate book for this bond: $100 flat, issued instantly. License bonds like this issue instantly.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That is the application — no financials, no credit section at all.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your Cumberland drain layer registration. Wet-ink original mailed on request.
A drain layer connects private drains and sewer laterals to the public system, and the Town of Cumberland licenses anyone who does that work. The bond guarantees a registered drain layer follows the town drain and sewer rules and properly restores any street or surface they open.
It is a three-party arrangement: you (the principal), the surety carrier, and the Town of Cumberland (the obligee). If a drain layer leaves a defective connection or fails to restore the road, the town can recover against the $5,000 bond.
The bond must stay active for the life of your registration. We track it and notify you 60 and 30 days out, keeping your Cumberland filing continuous.
These are the actual issuing fields — no credit section at all, because this bond doesn't have one.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.