RI public official bonds.
Flat 3%. Enter your amount.

Rhode Island conditions many public offices on a faithful-performance bond — a guarantee that the officer will perform the duties of the office honestly and account for public money. The amount is set by the town council, statute, or appointing body; we issue it at a flat 3% with one soft credit pull.

For town clerks, treasurers, tax collectors, and other public officers required to bond
Amount is set by the town council, statute, or appointing body — there is no single figure
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to bonded.

Your oath of office is waiting on this filing. Here's the whole process:

TODAY · 5 MINUTES

Apply online

Your details, the office, the bond amount required, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The soft pull informs approval, never the price.

SAME / NEXT DAY

File with the clerk or treasurer

Pay online and receive the executed bond, ready to file with the town treasurer, clerk, or whoever holds your office bond. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your office requires and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the public official bond actually guarantees

A public official bond is a faithful-performance and honesty guarantee. It protects the public — the municipality, the state, and the taxpayers — against loss if a public officer fails to perform the duties of the office or mishandles public funds entrusted to them.

Rhode Island requires these bonds across a range of offices. For example, R.I. Gen. Laws § 45-7-1 directs every town clerk, within thirty days of being sworn in, to give bond to the town treasurer with sufficient surety in the sum the town council prescribes, conditioned on faithful performance. Treasurers, tax collectors, and other officers are bonded under their own provisions.

Because the amount is set by the town council, statute, or appointing body rather than a single statewide figure, you enter the amount you were told to post. If a valid claim is paid, the officer (or the surety) makes the public whole — and if the surety pays, the officer repays the surety.

R.I. Gen. Laws § 45-7-1 (and related office provisions)R.I. Gen. Laws § 45-7-1 requires every town clerk, within thirty days of being sworn into office, to give bond to the town treasurer with sufficient surety in the sum prescribed by the town council, conditioned for the faithful performance of the duties of the office. Other Rhode Island public officers — treasurers, tax collectors, and the like — are bonded under their own statutory or charter provisions, and the required amount is set by the appointing body. Confirm the amount and obligee with the office that requires your bond.

You need this bond if you are

A town or city clerk giving bond to the treasurer under § 45-7-1
A municipal treasurer or tax collector required to bond for the funds you handle
An appointed officer or board member whose office or charter conditions service on a bond
A public employee handling funds whose department requires a faithful-performance bond

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Rhode Island public official bond? +
A flat 3% of the bond amount, with a $275 minimum. Because there is no single statewide figure, you enter the amount your town council, statute, or appointing body set, and the quote updates.
What does the bond protect against? +
It protects the public against loss if you fail to faithfully perform the duties of your office or mishandle public money. If a valid claim is paid and the surety covers it, you repay the surety — it is not insurance for you.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way.
What amount should I choose? +
Whatever your appointing body, town council, or governing statute set. For a town clerk, § 45-7-1 leaves the sum to the town council. If you are unsure, ask the office that requires the bond and we will issue the exact figure.
When does it renew? +
You can buy a 1, 2, or 3-year term, and the bond must stay active for as long as you hold the office. We send renewal notices 60 and 30 days out, with autopay available.
Related bonds

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Public official bond, issued this week.

Five-minute application, flat 3%, $275 minimum. Enter the amount your office requires and file it fast.

Your premium @ 3%$750
Apply now →