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Rhode Island health club franchise bonds.
$250 flat.

An Anytime Fitness franchise location in Rhode Island files a $25,000 surety bond with the Rhode Island Attorney General's Office before selling memberships that carry an initiation fee. Ours is $250 flat.

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Filed with the Rhode Island Attorney General's Office before a health club sells initiation-fee membership contracts
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiry1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Rhode Island health club franchise bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A franchise health club bond filing is short. Here's the entire process:

NOW · ONLINE

Apply online

Business details, your Anytime Fitness contract date, and an effective date. A short credit consent runs alongside it, authorizing a soft pull only.

MINUTES, USUALLY

Pay & e-sign

Health club bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the Attorney General's Office

Your executed bond and power of attorney arrive by email, ready to file with your health club registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Rhode Island regulates sellers of health club services under R.I. Gen. Laws Chapter 5-50, administered by the Rhode Island Attorney General's Office (Consumer Protection Unit). Every seller that requires an initiation fee as a condition of a membership contract must post a surety bond at registration or re-registration, sized to the facility's permanently covered, non-court exercise and fitness area — $10,000 under 10,000 square feet, $20,000 between 10,000 and 25,000 square feet, and $30,000 above that. The bond protects members if the club fails to open or substantially fails to deliver the services it sold.

It's a three-party arrangement: you (the principal), the surety carrier, and the state, acting through the Attorney General's Office (the obligee), with paying members as the protected parties. If a covered club closes early or doesn't deliver, a member with a valid claim can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. This filing carries a $25,000 penal sum specific to the Anytime Fitness franchise arrangement, distinct from the plain $10,000–$30,000 tiers set by Chapter 5-50 for a standalone club. We track your term and notify you 60 and 30 days out to keep the filing continuous.

R.I. Gen. Laws § 5-50-3 — RI Attorney General's OfficeR.I. Gen. Laws § 5-50-3 requires every seller of health club services that conditions a membership contract on an initiation fee to obtain a surety bond and present proof of it at registration or re-registration; under § 5-50-1 and § 5-50-2, that filing is made with the Rhode Island Attorney General's Office (Consumer Protection Unit). The statute grades the amount by the facility's permanently covered, non-court exercise and fitness area: $10,000 under 10,000 square feet, $20,000 between 10,000 and 25,000 square feet, and $30,000 above 25,000 square feet. Chapter 5-50 does not itself set a $25,000 tier, so this listing's amount reflects our carrier's specific Anytime Fitness franchise filing — confirm with your franchise agreement or the Department which figure your location's registration calls for, and we'll issue whichever applies.

You need this bond if you're

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Opening an Anytime Fitness franchise location in Rhode Island and registering as a health club with the Attorney General's Office
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Renewing your health club registration and your current bond is expiring or non-renewing
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Selling initiation-fee membership contracts before or after your Rhode Island location opens
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Reinstating a lapsed health club registration that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Attorney General's Office. Your executed bond and power of attorney arrive by email, ready to file with your health club registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, filed fast.

These are the actual issuing fields — a short credit consent runs alongside them, authorizing a soft pull only.

Start the application →
FAQ

Common questions.

How much is the Rhode Island Anytime Fitness health club bond?The premium is $250 flat — set by our carrier's rate book for this franchise filing. The bond amount on this product is $25,000, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Health club bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Why is this filed at $25,000 when Rhode Island's statute tops out at $10,000, $20,000, or $30,000?R.I. Gen. Laws § 5-50-3 grades the standard bond by facility square footage, in $10,000, $20,000, and $30,000 tiers. This product is our carrier's specific Anytime Fitness franchise filing at $25,000. If you're not sure which figure applies to your location, check your franchise agreement or ask the Rhode Island Attorney General's Office before applying — we'll issue whichever amount you confirm.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

File your health club bond today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
Apply now →