Rhode Island health club bonds.
$100 flat.
Rhode Island requires a health club that charges an initiation fee to file a bond with the Department of Business Regulation — $10,000 for a smaller facility, which is $100 flat, the price our carrier’s rate book sets for this bond. The bond issues the moment you pay — no credit check.
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How much does a Rhode Island health club bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
Consumer-protection bonds like this are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Fixed-amount bonds like this are among the thousands of bond types that issue right after purchase.
File with the DBR
Your executed bond arrives by email, ready to file with your Department of Business Regulation health club registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A Rhode Island health club bond is a consumer-protection guarantee. Clubs collect dues and initiation fees up front, often for long-term contracts — the state wants a financial backstop so members aren’t left empty-handed if the club closes or fails to deliver the services it sold.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Rhode Island (the obligee), with your members as the protected parties. If a club closes mid-contract or violates the health club law, a harmed member can recover against the bond.
The amount scales with facility size. A club with less than 10,000 square feet of permanently covered exercise area posts a $10,000 bond; 10,000–25,000 square feet posts $20,000; and over 25,000 square feet posts $30,000. The bond must stay active while you sell contracts, so we track it and notify you ahead of renewal.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the DBR. Your executed bond arrives by email, ready to file with your Department of Business Regulation health club registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Rhode Island bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your DBR registration today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.