Oregon pawnbroker bonds.
$250 flat.
Oregon licenses pawnbrokers under ORS chapter 726, and ORS 726.070 makes a $25,000 bond, executed by the applicant as obligor and running to the State of Oregon, part of the application itself. Ours is $250 flat.
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How much does an Oregon pawnbroker bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Pawnbroker license bonds are among the simplest filings in surety. Here is the entire process:
Apply online
Business details, owner details, an effective date, and a term. That is the application — the credit consent on the form authorizes a soft inquiry that never affects your score.
Pay & e-sign
This bond is checkout-priced at $250 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the director
Your executed bond arrives by email, ready to file with your pawnbroker license application at the Department of Consumer and Business Services. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Oregon licenses pawnbrokers through the Department of Consumer and Business Services under ORS chapter 726. ORS 726.070 — "Applicant to furnish bond or letter of credit" — requires a $25,000 bond executed by the applicant as obligor, together with a surety company authorized to do business in Oregon, to accompany the application and be maintained with the director.
The bond runs to the State of Oregon and for the use of the state and of any person who may have a cause of action against the obligor. It conditions you to faithfully conform to and abide by the pawnbroker chapter and to pay the state and any such person all money that becomes due or owing — the customer-protection backstop behind pledge tickets, redemption periods, and permitted charges.
An irrevocable letter of credit in the same $25,000 amount, issued by an insured institution as defined in ORS 706.008, can be filed instead. It is not insurance for you — if the surety pays a claim, you repay the surety, and the bond has to be maintained for as long as the license is active. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the director. Your executed bond arrives by email, ready to file with your pawnbroker license application at the Department of Consumer and Business Services. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, owner details, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Oregon bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your pawnbroker license today.
$250 flat, issued the moment you pay, soft pull only. Free until issued.