OR investment adviser bonds.
1.5% of the bond amount.

Every applicant for licensing as an Oregon-based state investment adviser files a surety bond with the Director of the Department of Consumer and Business Services — OAR 441-175-0110 sets it in the sum of $10,000, in a form and on terms the director approves. The premium is 1.5% of the bond amount, $100 minimum, and because the rule fixes the amount, your price is locked on this page before you pay. The bond issues the moment you pay, and any credit screen is a soft pull only — it never affects your score.

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Required to license an Oregon-based state investment adviser under OAR 441-175-0110

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Fixed $10,000 amount — the rule sets one sum for every Oregon-based adviser

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1.5% of the bond amount, $100 minimum — exact price locked before you pay, issued instantly

1.5% rate$100 minimumExactprice before you payInstantissuance at checkout

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How it works

Three steps. One sitting.

Investment adviser bonds are among the simplest filings in surety. Here is the entire process:

NOW · ONLINE

Apply online

Firm details, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

The amount is fixed at $10,000, so your exact premium is on the page before you pay and the bond issues the moment you pay — executed bond and power of attorney on the spot.

SAME DAY

File with the Division

Your executed bond arrives by email, ready to file with your Oregon investment adviser licence application at the Division of Financial Regulation. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the adviser bond guarantees

Oregon licenses investment advisers under the Oregon Securities Law, ORS chapter 59, administered by the Division of Financial Regulation. ORS 59.175(4) authorizes the director to require a bond of a licensed adviser, and OAR 441-175-0110 implements it: every applicant for licensing as an Oregon-based state investment adviser files a surety bond — or a letter of credit — with the director.

The rule sets the bond in the sum of $10,000, in a form and on terms approved by the director, written by a corporation authorized by the director to transact insurance in Oregon. A letter of credit or other financial security of equal value may be deposited with the state instead.

The obligation has a long tail: an adviser must maintain the bond during the licensing period and for at least six years after ceasing to be licensed as an Oregon-based state investment adviser. It is not insurance for you — if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.

OAR 441-175-0110 (ORS 59.175(4))OAR 441-175-0110, "Surety Bond; Letter of Credit," requires every applicant for a licence as an Oregon-based state investment adviser to file with the director a surety bond as specified in the rule, or a letter of credit in its place. The surety bond must be in a form and on terms approved by the director, in the sum of $10,000, from a corporation authorized by the director to transact insurance in the State of Oregon. Every person licensed as an Oregon-based state investment adviser must maintain the bond during the period of licensing and for at least six years after the person ceases to be licensed. The rule is authorized by and implements ORS 59.175(4) and ORS 59.225.

You need this bond if you're

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Applying as an Oregon-based state investment adviser — the bond files with the licence application

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Renewing an Oregon adviser licence — the bond must stay in force through the licensing period

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Winding down an advisory practice — the rule keeps the bond running for at least six years after

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Replacing a letter of credit with a surety bond to free up bank credit

One application, issued instantly.

These are the actual issuing fields — firm details, an effective date, and a term. That is the entire application.

Start the application →

FAQ

Common questions.

How much is the Oregon investment adviser bond?The premium runs 1.5% of the bond amount, with a $100 minimum. OAR 441-175-0110 fixes the bond at $10,000, so the rate resolves to a single number that appears on this page before you pay — and that is the checkout price.

Do I pay the $10,000?No. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

How long do I have to keep it?OAR 441-175-0110 requires an Oregon-based state investment adviser to maintain the bond during the licensing period and for at least six years after ceasing to be licensed.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The rate stays 1.5% of the bond amount either way.

Can I file a letter of credit instead?Yes — OAR 441-175-0110 lets an adviser deposit a letter of credit or other financial security of equal value with the state in place of the surety bond. Most advisers file the bond rather than tie up bank credit.

Related bonds

Other Oregon bonds.

Adviser bond, filed today.

1.5% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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Your price$150

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