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City of Stillwater transient merchant bonds.
From $100.

The City of Stillwater requires transient merchants and itinerant vendors to post a surety bond as a condition of selling goods in the city on a temporary basis. The City sets the amount — enter it below. Pricing is 1% of the bond amount, with a $100 minimum, and your exact price shows up at the application.

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Required for your Stillwater transient merchant / itinerant vendor permit — filed with the City Clerk
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Amount set by the City — enter the figure on your permit packet and the premium updates
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From $100 — priced at 1% of the bond amount, $100 minimum
1% rate$100 minimumNo credit check up to $25,000above that, a soft pull at most, never a hard inquiryFastinstant for most applicants
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a City of Stillwater transient merchant bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Most standard transient merchant bonds clear without a manual review — enter your amount, pay, and file with the City of Stillwater. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the City required, and the effective date — that is the application.

INSTANTLY, USUALLY

Issued on the spot

Most applications approve and the executed bond generates as soon as you pay. Larger amounts may get a closer look.

SAME DAY

File with the City Clerk

Submit the executed bond with your transient merchant / itinerant vendor permit application. Wet-ink originals mailed whenever the City insists.

About this bond

What it is and who needs it.

What the transient merchant bond actually guarantees

The City of Stillwater licenses transient merchants and itinerant vendors — people who sell goods in the city on a short-term or traveling basis — and conditions that permit on a surety bond. The bond is a consumer-protection guarantee: it stands behind your honest dealing, delivery of promised goods, and compliance with the city's vendor rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Stillwater (the obligee), with city customers as the protected parties. If a vendor takes payment and fails to deliver, or otherwise violates the city's transient merchant rules, a harmed customer can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. We issue the amount the City set, with pricing at 1% of the bond amount, $100 minimum. No credit check up to $25,000.

City of Stillwater — City Clerk (transient merchant / itinerant vendor)The City of Stillwater requires a transient merchant and itinerant vendor surety bond as a condition of its transient merchant / itinerant vendor permit; the bond amount and terms are set by the City under the Stillwater City Code and filed with the City Clerk. Confirm the current bond amount on your permit packet before filing.

You need this bond if you are

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Applying for a Stillwater transient merchant permit — the bond is filed with your application
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A traveling or pop-up vendor selling goods temporarily inside Stillwater
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An itinerant vendor or door-to-door seller the city requires to be permitted and bonded
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A seasonal merchant the City wants bonded before issuing your permit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City Clerk. Submit the executed bond with your transient merchant / itinerant vendor permit application. Wet-ink originals mailed whenever the City insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, most issued on the spot.

Submit the application with the bond amount the City of Stillwater set — most applications issue instantly; no credit check up to $25,000.

Start the application →
FAQ

Common questions.

How much is the Stillwater transient merchant bond?Pricing is 1% of the bond amount the City sets on your permit packet, with a $100 minimum — enter that figure and your exact price appears at the application.
Do I pay the bond amount?No. You pay the premium, starting from $100. The bond amount is the surety's maximum liability if a valid claim is made — not a deposit, and nobody holds your money.
Is there a credit check?No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
How fast will I have the bond?Most applications issue the executed bond as soon as you pay. Larger amounts may get a quick underwriter review within 48 hours.
Where do I file it?With the City of Stillwater — typically the City Clerk — alongside your transient merchant / itinerant vendor permit application.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Stillwater transient merchant bond, issued today.

Pricing from $100. Enter the amount the City required and file the same day.

Your premiumfrom $100
Apply now →