OH tenant lease bonds.
Flat 3%. Enter your amount.

A tenant lease bond is a security-deposit alternative — a surety bond a landlord may agree to accept instead of a cash deposit, so you keep your move-in money. It is a contractual arrangement, not an Ohio state requirement. Enter the amount your lease or landlord names and we issue it at a flat 3%.

A voluntary deposit alternative — your landlord must agree to accept a bond in place of cash
Sized to the deposit your lease specifies — there is no statutory amount
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to issued in one sitting.

No long underwriting queue — enter your amount, consent to a soft pull, and you have the executed bond. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the bond amount your lease requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; the soft credit pull informs approval and never affects your score. If underwriting needs anything, you hear within 48 hours.

SAME DAY · 1–2 DAYS

Deliver to your landlord

Pay online and receive the executed bond, ready to give your landlord in place of the cash deposit. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the deposit figure your lease names and the premium updates.

$1,000 bond
$275
$2,000 bond
$275
$5,000 bond
$275
About this bond

What it is and who needs it.

What the tenant lease bond actually does

A tenant lease bond lets a renter post a surety bond instead of a cash security deposit, when the landlord agrees to accept one. Instead of handing over a full deposit up front, you pay a smaller one-time premium and the surety stands behind your lease obligations to the landlord.

It is a three-party arrangement: you (the principal), the surety carrier, and your landlord (the obligee). If you damage the unit beyond normal wear, leave unpaid rent, or otherwise breach the lease, the landlord can claim against the bond — and if the surety pays, you repay the surety. It is not refundable like a cash deposit, and it is not renter’s insurance.

This is a contractual product, not an Ohio legal mandate. Ohio landlord-tenant law (ORC Chapter 5321) governs cash security deposits but does not require a bond — a tenant lease bond only applies when a landlord chooses to offer or accept one. Enter the figure your lease names and we issue it at a flat 3%.

Contractual — not a state mandate (cf. ORC Ch. 5321)A tenant lease bond is a private, contractual alternative to a cash security deposit; it is not required by Ohio statute. Ohio’s landlord-tenant law (ORC Chapter 5321) governs security deposits but does not mandate a surety bond. The bond applies only where a landlord agrees to accept one in lieu of cash — confirm the amount and terms with your landlord or lease.

You need this bond if you are

A renter short on move-in cash whose landlord accepts a bond in lieu of a deposit
A landlord or property manager offering a deposit-alternative program to tenants
Relocating quickly and want to avoid tying up a full deposit
Signing a new lease that names a bond as an acceptable form of security

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Is a tenant lease bond required in Ohio? +
No — it is not a state requirement. Ohio landlord-tenant law (ORC Chapter 5321) governs cash deposits but does not mandate a bond. A tenant lease bond is a voluntary, contractual alternative your landlord must agree to accept.
How much does it cost? +
A flat 3% of the bond amount, with a $275 minimum. The amount equals the deposit your lease specifies, so enter that figure and the quote updates.
Is the premium refundable like a deposit? +
No. Unlike a cash security deposit, the premium is a one-time, non-refundable cost — it buys the bond, it is not held for you. The tradeoff is you keep the larger deposit amount in your pocket up front.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way.
What happens if the landlord makes a claim? +
If you breach the lease — unpaid rent or damage beyond normal wear — the landlord can claim against the bond. The surety pays the landlord, then you repay the surety. It protects the landlord, not you.
Related bonds

Other New York bonds.

Tenant lease bond, issued fast.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and deliver it to your landlord.

Your premium @ 3%$275
Apply now →