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Fargo excavator license bonds.
$500.

The City of Fargo requires a $100,000 excavator license bond before you can dig and work in the city's streets and right-of-way. Our carrier's rate book sets this bond at a flat $500 — the price you see is the checkout price. Because this is a larger bond, the application may include a soft credit check that never affects your score.

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Required to license as an excavator with the City of Fargo — for work in city streets and right-of-way
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Fixed price, fixed amount — $100,000 bond, $500, no quote process
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One soft credit pull — never a hard inquiry, and it never affects your score
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiryTo Mar 2fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Fargo excavator license bond cost?

$500 at the $100,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Even with the soft pull, this is a fast bond. Here's the entire process:

NOW · ONLINE

Apply online

Business details, an effective date, and consent to a quick soft credit check that never affects your score.

MINUTES, USUALLY

Pay & e-sign

Most applicants pay and e-sign in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the City

Your executed bond arrives by email, ready to file with the City of Fargo for your excavator license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A City of Fargo excavator license bond is a right-of-way guarantee. Excavation in city streets risks utilities, pavement, and public safety — Fargo wants a $100,000 financial backstop that you'll restore what you dig up and follow the city's excavation rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Fargo (the obligee). If you damage city infrastructure or fail to restore the right-of-way, the City can recover against the bond up to $100,000.

The bond must stay active while you hold the excavator license. Let it lapse and the City can pull your ability to open street cuts — so we track it and notify you 60 and 30 days out, keeping your $100,000 filing continuous.

City of Fargo excavator licenseThe City of Fargo requires this surety bond as a condition of its excavator license for work in city streets and right-of-way. The $100,000 bond amount and terms are set by the City of Fargo; confirm current requirements with the City of Fargo Engineering / Public Works Department before filing.

You need this bond if you're

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Licensing as an excavator with the City of Fargo — the bond is filed with your license
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Renewing your Fargo excavator license and your bond is expiring
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A utility, underground, or earthwork contractor opening street cuts in Fargo
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A general contractor whose project requires excavation in city right-of-way
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to March 2 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, March 2, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. Your executed bond arrives by email, ready to file with the City of Fargo for your excavator license. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $500 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, one soft pull.

These are the actual issuing fields. One soft credit pull, never a hard inquiry, and it never affects your score.

Start the application →
FAQ

Common questions.

How much is the Fargo excavator license bond?The premium is $500 flat, set by our carrier's rate book for this specific bond — the same for every applicant, no quote round-trip.
Do I pay the $100,000?No. You pay $500. The $100,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit.
Will the credit check hurt my score?No. A quick soft credit check may apply during underwriting on a bond this size — it is never a hard inquiry and never affects your credit score.
How fast will I have the bond?Most applicants finish the soft pull, pay, and e-sign in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
When does it renew?The bond must stay active while your Fargo excavator license is current. This bond runs to March 2 whatever day you buy, and renews from that date; we send renewal notices 60 and 30 days out, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your Fargo excavator license today.

$500 flat, short application, soft pull only. Free until issued.

Your price$500
Apply now →