Fargo excavator license bonds.
Flat 3%. Soft pull.
The City of Fargo requires a $100,000 excavator license bond before you can dig and work in the city's streets and right-of-way. Premium is a flat 3% — $3,000 for most applicants. Because this is a larger bond, the application includes a soft credit pull that never affects your score.
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Three steps. One sitting.
Even with the soft pull, this is a fast bond. Here's the entire process:
Apply online
Business details, an effective date, and consent to a soft credit pull that never affects your score.
Pay & e-sign
The soft pull confirms your rate, then most applicants pay and e-sign in the same sitting. At most, 1–2 business days.
File with the City
Your executed bond arrives by email, ready to file with the City of Fargo for your excavator license. Wet-ink original mailed on request.
The whole pricing page.
$100,000 bond × 3% = $3,000 for most applicants, one-time per term. Your exact rate is confirmed by a soft credit pull that never affects your score.
What it is and who needs it.
What the bond actually guarantees
A City of Fargo excavator license bond is a right-of-way guarantee. Excavation in city streets risks utilities, pavement, and public safety — Fargo wants a $100,000 financial backstop that you'll restore what you dig up and follow the city's excavation rules.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Fargo (the obligee). If you damage city infrastructure or fail to restore the right-of-way, the City can recover against the bond up to $100,000.
The bond must stay active while you hold the excavator license. Let it lapse and the City can pull your ability to open street cuts — so we track it and notify you 60 and 30 days out, keeping your $100,000 filing continuous.
You need this bond if you're
Five minutes, plus a soft pull.
These are the actual issuing fields. The credit consent section is a soft pull only — it never affects your score.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Fargo excavator license bond? +
Do I pay the $100,000? +
Will the credit check hurt my score? +
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Other New York bonds.
Finish your Fargo excavator license today.
Flat 3% ($3,000 for most), five-minute application, soft pull only. Free until issued.