NC manufactured home manufacturer bonds.
$3,000 flat. Soft pull.

North Carolina licenses manufactured-home manufacturers through the Manufactured Housing Board and conditions the license on a surety bond under G.S. 143-143.12. The amount runs $2,000 per home produced, capped at $100,000 — at the cap, ours is $3,000 flat (3% of the bond). One soft credit pull, and the bond renews on the statutory June 30 date.

Required for a NC manufactured-home manufacturer license under G.S. 143-143.12
Amount is $2,000 per home produced, capped at $100,000 — this page is the $100,000 cap bond
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriersSoft pullnever affects your score1–3 yrstatutory June 30 terms
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your manufacturer license is waiting on this bond. Here is the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date, and a short set of commercial questions — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.

1–2 BUSINESS DAYS

File with the Manufactured Housing Board

Pay online and receive the executed bond ready to file with your manufacturer license. The bond is subject to the statutory June 30 renewal date.

The whole pricing page.

$100,000 bond × 3% = $3,000, one-time per term. The bond renews on the statutory June 30 date; multi-year terms are priced per year.

1-year term
$3,000
2-year term
$6,000
3-year term
$9,000
About this bond

What it is and who needs it.

What the manufacturer bond actually guarantees

North Carolina licenses the manufactured-housing industry under Chapter 143, Article 9A, with the Manufactured Housing Board administering manufacturer, dealer, salesperson and set-up contractor licenses. A manufacturer must post a surety bond under G.S. 143-143.12 as a condition of the license.

The bond is sized at $2,000 per manufactured home produced in the prior license year, capped at $100,000. When no homes were produced in the prior year, the amount is based on estimated current-year production. This page covers the $100,000 cap bond — high-volume manufacturers land here; smaller producers may qualify for less.

The bond is conditioned on the manufacturer abiding by Article 9A. A buyer of a manufactured home who suffers loss from a violation can recover against the licensee and the surety — and if the surety pays, the manufacturer repays the surety. It is not insurance for the business.

G.S. 143-143.12 (Manufactured Housing Board)Under N.C. Gen. Stat. § 143-143.12, a manufactured-home manufacturer must furnish a surety bond, cash bond, or fixed-value equivalent in the amount of $2,000 per home produced in the prior license year, up to a maximum of $100,000, conditioned on conforming to Article 9A. The bond runs to buyers harmed by a violation, with the Manufactured Housing Board approving its form. This page is the $100,000 cap bond; confirm your amount if you produced fewer homes.

You need this bond if you are

Applying for a NC manufactured-home manufacturer license through the Manufactured Housing Board
Renewing a manufacturer license at the statutory June 30 renewal
A high-volume producer whose prior-year output puts you at the $100,000 cap
Re-entering the North Carolina market and refiling your manufacturer bond

Five minutes. The whole thing.

These are the actual underwriting fields, including commercial questions and a one-time soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is the bond $100,000? +
The manufacturer bond is $2,000 per manufactured home produced in the prior license year, capped at $100,000 under G.S. 143-143.12. This page is the cap bond. If you produced fewer homes, your required amount may be lower — send us your prior-year production and we will confirm.
Do I pay the $100,000? +
No. You pay $3,000 — a flat 3% of the bond amount. The $100,000 is the surety’s maximum liability to harmed buyers; it is not a deposit, and nobody holds your money.
Who requires this bond? +
The North Carolina Manufactured Housing Board, under G.S. 143-143.12, as a condition of a manufactured-home manufacturer license. No active bond, no license.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
The bond is subject to the statutory June 30 renewal date for the manufactured-housing industry. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out so your license never lapses.
Related bonds

Other New York bonds.

The Manufactured Housing Board is waiting on one document.

$3,000 flat at the $100,000 cap, five-minute application, soft pull only, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$3,000
Apply now →