NC manufactured home dealer bonds.
Flat 3%. Soft pull.
North Carolina licenses manufactured-home dealers through the Manufactured Housing Board and conditions the license on a surety bond under G.S. 143-143.12. The amount is $35,000 for your main location, plus $25,000 for each additional place of business. We issue it at a flat 3% with a soft credit pull only.
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Three steps to licensed.
Your dealer license is waiting on this bond. Here is the entire process:
Apply once, online
Business details, owner information, your total bond amount, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.
File with the Manufactured Housing Board
Pay online and receive the executed bond ready to file with your dealer license. The bond is subject to the statutory June 30 renewal date.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. $35,000 main lot, +$25,000 per extra location — total it and the premium updates.
What it is and who needs it.
What the dealer bond actually guarantees
North Carolina licenses manufactured-home dealers under Chapter 143, Article 9A, with the Manufactured Housing Board issuing the license. A dealer must post a surety bond under G.S. 143-143.12 as a condition of the license.
The amount is $35,000 for the dealer’s main place of business, plus $25,000 for each additional location. So a single-lot dealer files $35,000; a two-lot dealer files $60,000; and so on. Total your locations and enter the figure.
The bond is conditioned on the dealer conforming to Article 9A. A buyer of a manufactured home who suffers loss from a dealer violation can recover against the licensee and the surety — and if the surety pays, the dealer repays the surety. It is not insurance for the business.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the North Carolina dealer bond? +
How do I figure out my amount for multiple lots? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The Manufactured Housing Board is waiting on one document.
Five-minute application, flat 3%, $275 minimum, soft pull only. Total your lots, enter the amount, and file in 1–2 business days.