North Carolina manufactured home dealer bonds.
From $100.
North Carolina licenses manufactured-home dealers through the Manufactured Housing Board and conditions the license on a surety bond under G.S. 143-143.12. The amount is $35,000 for your main location, plus $25,000 for each additional place of business. Pricing starts from $100, with a soft credit check that never affects your score.
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How much does a North Carolina manufactured home dealer bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to licensed.
Your dealer license is waiting on this bond. Here is the entire process:
Apply once, online
Business details, owner information, your total bond amount, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft credit pull never affects your score. If it needs a second look, one to two business days at most.
File with the Manufactured Housing Board
Pay online and receive the executed bond ready to file with your dealer license. The bond is subject to the statutory June 30 renewal date.
What it is and who needs it.
What the dealer bond actually guarantees
North Carolina licenses manufactured-home dealers under Chapter 143, Article 9A, with the Manufactured Housing Board issuing the license. A dealer must post a surety bond under G.S. 143-143.12 as a condition of the license.
The amount is $35,000 for the dealer’s main place of business, plus $25,000 for each additional location. So a single-lot dealer files $35,000; a two-lot dealer files $60,000; and so on. Total your locations and enter the figure.
The bond is conditioned on the dealer conforming to Article 9A. A buyer of a manufactured home who suffers loss from a dealer violation can recover against the licensee and the surety — and if the surety pays, the dealer repays the surety. It is not insurance for the business.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The term is set on the carrier’s application; the premium covers the period shown there.
Renewal falls on the statutory date, June 30, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Manufactured Housing Board. Pay online and receive the executed bond ready to file with your dealer license. The bond is subject to the statutory June 30 renewal date.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other North Carolina bonds.
Price and requirements checked on the carrier’s application, . Page updated .
The Manufactured Housing Board is waiting on one document.
Pricing from $100, soft pull only. Total your lots, enter the amount, and file the same day.