North Carolina additional-location dealer bonds.
$200 flat.
Also known as the North Carolina auto dealer bond or car dealer bond.
North Carolina requires a used-vehicle dealer to file a $50,000 bond for the main lot, plus an additional $25,000 bond for each supplemental location, under G.S. 20-288. This page is the $25,000 additional-location bond — ours is $200 flat, issued instantly, with a quick soft credit check that never affects your score.
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How much does a North Carolina additional-location dealer bond cost?
$200 at the $25,000 amount, the same for every applicant.
Three steps to a licensed lot.
Your additional location is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, your dealer number, the new location, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. The soft credit pull never affects your score. If it needs a second look, one to two business days at most.
File with the DMV
Pay online and receive the executed bond ready to file with the DMV License & Theft Bureau for your supplemental location.
What it is and who needs it.
What the additional-location bond guarantees
North Carolina licenses motor vehicle dealers through the DMV License & Theft Bureau under G.S. 20-288. A dealer files a $50,000 surety bond for the primary place of business, and an additional $25,000 bond for each supplemental location. This page is the $25,000 supplemental bond.
The bond is a consumer-protection guarantee: it protects any person harmed by the dealer’s fraud, fraudulent representation, or violation of the motor vehicle dealer laws, including the failure to deliver good title. It is filed on the DMV’s dealer surety bond form (LT-409 / VS-409).
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk. If you also need the $50,000 main-lot bond, ask us and we will write both.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the DMV. Pay online and receive the executed bond ready to file with the DMV License & Theft Bureau for your supplemental location.
What sets the price
The premium is fixed at $200 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including your dealer number and a one-time soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other North Carolina motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in North Carolina. Each has its own statute and bond amount.
Other North Carolina bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The DMV is waiting on one document for your new lot.
$200 flat, short application, bond issued when you pay. Free until issued.