NC proprietary school bonds.
Flat 3%. Enter your amount.

North Carolina licenses private proprietary schools through the State Board of Community Colleges, and conditions the license on a guaranty bond under G.S. 115D-95 that protects students’ prepaid tuition. The board sets the amount — at least $25,000 at first licensure — and we issue it at a flat 3% with no credit check.

Required for a NC proprietary school license under G.S. 115D-90 and 115D-95
Amount is set by the board — at least $25,000 to start, then tied to unearned tuition at renewal
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard proprietary school bond — enter your amount, pay, and file with the Office of Proprietary Schools. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school’s details, the bond amount the board required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with your license application

Submit the executed guaranty bond with your proprietary school license or renewal to the State Board of Community Colleges. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the board set and the premium updates.

$25,000 bond
$750
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the proprietary school bond actually covers

North Carolina regulates private proprietary schools under Chapter 115D, Article 8, with licensing run by the State Board of Community Colleges through its Office of Proprietary Schools. Operating a proprietary school without the required license and bond is a misdemeanor under G.S. 115D-96.

The guaranty bond under G.S. 115D-95 protects students if the school closes or fails to deliver the training they paid for. At first licensure the bond must be sufficient to protect every enrolled student, with a statutory minimum of $25,000. At renewal it is generally tied to the greatest amount of unearned (prepaid) tuition the school held during the prior fiscal year.

It works alongside the state’s Student Protection Fund (G.S. 115D-95.1), which schools also pay into. The bond and the fund together stand behind tuition refunds — and if the surety pays a claim, the school repays the surety. Whatever amount your licensing letter names, we issue it at a flat 3% with no credit check.

G.S. 115D-95 (State Board of Community Colleges)Under N.C. Gen. Stat. § 115D-95, a proprietary school must file a guaranty bond as a condition of licensure by the State Board of Community Colleges. At initial licensure the bond must be sufficient to protect every enrolled student, with a minimum of $25,000; at renewal it is generally tied to the maximum unearned tuition held in the prior fiscal year. Confirm the exact figure on your Office of Proprietary Schools licensing letter.

You need this bond if you are

Applying for a NC proprietary school license through the Office of Proprietary Schools
Renewing a proprietary school license and refiling your guaranty bond
Adjusting your bond amount after a change in enrollment or unearned tuition
An out-of-state school opening a licensed campus or program in North Carolina

Five minutes, issued on the spot.

Submit the application with the bond amount the board required — the executed bond is generated instantly, ready to file with your license application.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the North Carolina proprietary school bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the State Board of Community Colleges — at least $25,000 at first licensure, and generally tied to your unearned tuition at renewal. Enter the figure on your licensing letter and the quote updates.
Who requires this bond? +
The State Board of Community Colleges, through its Office of Proprietary Schools, requires it under G.S. 115D-95 as a condition of a proprietary school license. Operating without the license and bond is a misdemeanor under G.S. 115D-96.
Is this the same as the Student Protection Fund? +
No, but they work together. Schools pay into the Student Protection Fund under G.S. 115D-95.1 and also file the guaranty bond under G.S. 115D-95. The bond is the surety guarantee; the fund is a separate pooled assessment. Both back student tuition refunds.
Is there a credit check? +
No — the proprietary school bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I enter if I am not sure? +
Use the figure on your Office of Proprietary Schools licensing or renewal letter — that is the controlling amount. If you are at first licensure, the statutory floor is $25,000. Send us the letter and we will confirm.
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Proprietary school bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the board required and file the same day.

Your premium @ 3%$750
Apply now →