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NYC street obstruction bonds.
$525 flat.

The bond the NYC Department of Transportation requires for a street obstruction permit. For a permit covering 2–50 locations the amount is $50,000 (a single-location permit is $10,000). We issue this 2–50-location form at $525 flat; a single-location $10,000 permit has its own, cheaper form — the one-location street obstruction bond.

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Required by the NYC DOT Commissioner for a street obstruction permit under the NYC Highway Rules
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Amount scales with sites — $10,000 for one location, $50,000 for 2–50 locations
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No credit check up to $50,000 — above that, a soft pull at most, which never affects your score
$525 flatone-time premiumE-signedready to fileNo credit check up to $50,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an NYC street obstruction bond cost?

$525, the same for every applicant.

How it works

Three steps. One sitting.

No underwriting queue for the standard street obstruction bond — enter your amount, pay, and file with NYC DOT. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your permit requires, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $50,000. Above $50,000, a soft pull may add a short review.

SAME DAY

File with NYC DOT

Submit the executed bond to the NYC Office of Permit Management with your street obstruction permit application. Wet-ink originals mailed whenever the City insists.

About this bond

What it is and who needs it.

What the street obstruction bond covers

When you occupy a New York City street or sidewalk — staging materials, a dumpster, a crane, a work zone — you need a street obstruction permit from the NYC Department of Transportation, and DOT conditions the permit on a surety bond. The amount scales with the number of obstruction sites: $10,000 for a single location, $50,000 for a permit covering 2 to 50 locations.

The bond guarantees that the permit holder complies with the conditions of the permit and with all applicable laws, the NYC Highway Rules, and the orders of the DOT Commissioner. It's a three-party arrangement — you (the principal), the surety, and the City of New York (the obligee).

It is not insurance for you. If the surety pays a claim, you repay the surety. These permit bonds expire December 31 each year under DOT's rules — we track the renewal so your permit stays backed.

NYC Highway Rules — DOT street obstruction permitsThe NYC Department of Transportation requires a street obstruction permit bond under the NYC Highway Rules, in an amount set by the number of obstruction sites — $10,000 for a single location and $50,000 for a permit covering 2 to 50 locations. The bond runs to the City of New York and guarantees compliance with the permit and the orders of the DOT Commissioner; these bonds expire December 31 each year. Confirm your required amount on your permit.

You need this bond if you are

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A contractor occupying NYC streets — staging, dumpsters, cranes, or work zones
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Pulling a multi-site permit covering 2 to 50 obstruction locations
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A utility or scaffolding company working across several NYC sites under one permit
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Renewing a DOT permit bond that expired at year end
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with NYC DOT. Submit the executed bond to the NYC Office of Permit Management with your street obstruction permit application. Wet-ink originals mailed whenever the City insists.

What sets the price

The premium is fixed at $525 for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount your permit requires — the executed bond is generated instantly, ready to file with NYC DOT.

Start the application →
FAQ

Common questions.

How much is the NYC street obstruction bond?The premium is $525 flat, set by our carrier's rate book — it does not change no matter which bond amount your permit requires. The bond amount itself is set by NYC DOT by the number of sites — $10,000 for one location, $50,000 for 2–50 locations.
Why is mine $50,000 and not $10,000?The $10,000 figure is for a permit covering a single location. The $50,000 figure applies to a permit covering 2 to 50 obstruction locations. If your DOT permit names $10,000 for a single location, use the single-location form linked below; this $525 form is for 2–50 locations.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
When does the bond expire?NYC DOT permit bonds expire December 31 each year under the Highway Rules. We send renewal notices ahead of year end so your permit stays backed without a lapse.
Where do I file it?With the NYC Office of Permit Management, alongside your street obstruction permit application. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Street obstruction bond, issued today.

$525 flat. Enter the bond amount your permit requires and file with NYC DOT the same day.

Your price$525
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