NY manufactured home mechanic bonds.
$275. Five minutes.

New York requires certified manufactured home mechanics to file a fixed $5,000 bond — ours is $275 flat. The application is five minutes, and license bonds like this are the fastest thing we issue.

Required for your NY manufactured home mechanic certification — new applicants and renewals
Fixed price, fixed amount — no quote process, no underwriting maze
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business or individual details and an effective date. That's the application — no financials, just a soft credit pull that never affects your score.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your certification

Your executed bond arrives by email, ready to file with your manufactured home mechanic certification or renewal. Wet-ink original mailed on request.

The whole pricing page.

$5,000 bond × 3% = $150 → the $275 minimum premium applies. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured home mechanic bond is a consumer-protection guarantee. You service and repair the homes people live in — the state wants a financial backstop that you'll follow Article 21-B and stand behind your work.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with your customers as the protected parties. If a mechanic violates manufactured housing law or fails to pay a fee, penalty, or judgment tied to the work, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Mechanics who do the work right treat the bond as a certification formality, not a risk.

NY certification requirementNew York requires certified manufactured home mechanics to file $5,000 of financial security — a surety bond, certificate of deposit, or letter of credit — with the Department of State under Executive Law Article 21-B. Verify the current requirement on your certification paperwork.

You need this bond if you're

Applying for a NY manufactured home mechanic certification — the bond is filed with your application
Renewing your certification and your bond is expiring or your surety non-renewed
An individual mechanic servicing or repairing manufactured homes for hire
A business that employs mechanics and files the certification under the company

Five minutes. The whole thing.

These are the actual issuing fields — including the soft credit consent, which never affects your score.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is the price $275 if the rate is 3%? +
Honest answer: 3% of a $5,000 bond is $150, which is below the $275 minimum premium that applies to small bonds — so the minimum is the price. We show the math because "minimum premium" surprises people less when it's explained up front.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond? +
License bonds like this are among the thousands of bond types that issue right after purchase — many mechanics finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Just a soft pull — it confirms your eligibility under the Fair Credit Reporting Act and never affects your credit score. There's no full credit application and no hard inquiry on this bond.
Can a business and an individual both use this? +
Yes. The application handles both — pick Individual, Partnership, Corporation, or LLC and the right fields appear. The bond amount and price are the same $5,000 / $275 either way.
Related bonds

Other New York bonds.

Finish your certification checklist today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →