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New York manufactured home mechanic bonds for businesses.
$125 flat.

A company or partnership certifying as a manufactured home mechanic files a fixed $5,000 bond — ours is $125 flat and issues the moment you pay. Certifying in your own name? Use the individual bond instead.

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Required for your NY manufactured home mechanic certification — new applicants and renewals
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Fixed price, fixed amount — no quote process, no underwriting maze
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New York manufactured home mechanic bond cost?

$125 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business or individual details and an effective date. That's the application — no financials, just a soft credit pull that never affects your score.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with your certification

Your executed bond arrives by email, ready to file with your manufactured home mechanic certification or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured home mechanic bond is a consumer-protection guarantee. You service and repair the homes people live in — the state wants a financial backstop that you'll follow Article 21-B and stand behind your work.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with your customers as the protected parties. If a mechanic violates manufactured housing law or fails to pay a fee, penalty, or judgment tied to the work, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Mechanics who do the work right treat the bond as a certification formality, not a risk.

NY certification requirementNew York requires certified manufactured home mechanics to file $5,000 of financial security — a surety bond, certificate of deposit, or letter of credit — with the Department of State under Executive Law Article 21-B. Verify the current requirement on your certification paperwork.

You need this bond if you're

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Applying for a NY manufactured home mechanic certification — the bond is filed with your application
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Renewing your certification and your bond is expiring or your surety non-renewed
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A corporation, LLC or partnership that employs mechanics and files the certification under the company
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Not an individual mechanic: certifying in your own name takes the separate, lower-priced individual bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your certification. Your executed bond arrives by email, ready to file with your manufactured home mechanic certification or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $125 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — including the soft credit consent, which never affects your score.

Start the application →
FAQ

Common questions.

Why is the price $125?The bond amount is fixed at $5,000 by statute, and our carrier's rate book sets the premium for this specific bond at $125 flat.
Do I pay the $5,000?No. You pay $125. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many mechanics finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
I am certifying as an individual. Is this my bond?No. Our carrier writes this $5,000 bond in two versions: this one for a business entity (a corporation, LLC or partnership) at $125, and one for an individual mechanic named personally as Principal at $100. If you are certifying in your own name, apply for the individual bond instead.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Finish your certification checklist today.

$125 flat, short application, bond often issued in the same sitting. Free until issued.

Your price$125
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