NY manufactured home
manufacturer bonds. Flat 3%.
New York requires every certified manufacturer of manufactured homes to file a fixed $50,000 bond under Executive Law Article 21-B — ours is a flat 3%, $1,500 a year. The application is five minutes, and the only credit step is a soft pull that never touches your score.
Trusted by industry leaders
Three steps. One sitting.
Manufacturer certification bonds are straightforward. Here's the entire process:
Apply online
Business details and an effective date. There's a short consent for a soft credit pull — it never affects your score and it's used to confirm approval, not to set your price.
Pay & e-sign
Once the soft pull clears, your flat 3% premium is locked. Most manufacturer bonds issue within 1–2 business days — sometimes the same day.
File with the Department of State
Your executed Article 21-B bond arrives by email, ready to file with your NY Department of State manufacturer certification. Wet-ink original mailed on request.
The whole pricing page.
$50,000 bond × 3% = $1,500 per year. Fixed amount, flat rate, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A manufactured-home manufacturer bond is a compliance guarantee under Executive Law Article 21-B. New York certifies who may build manufactured homes for sale in the state, and wants a financial backstop that you'll follow the code and stand behind the homes you build.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with buyers and the state as the protected parties. The bond guarantees payment of civil penalties and any judgments rendered against you in connection with your manufacturing — if you violate Article 21-B, a harmed party can recover against the bond.
The bond is a standing condition of your certification — filed when you certify and maintained through every renewal. We track the term and notify you 60 and 30 days out, so your certification never lapses over paperwork.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — including a short soft-pull consent that never affects your credit score.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Why is the price $1,500? +
Do I pay the $50,000? +
Is there a credit check? +
How fast will I have the bond? +
Who is the bond filed with? +
Other New York bonds.
Finish your certification checklist today.
Flat 3% — $1,500 a year — five-minute application, soft pull only. Free until issued.