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New York business manufactured home manufacturer bonds.
$500 flat.

A company or partnership certifying as a manufacturer of manufactured homes files a fixed $50,000 bond under Executive Law Article 21-B — ours is $500 flat and issues the moment you pay. Certifying in your own name? Use the individual bond instead.

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Required to certify with the NY Department of State — manufacturers, new and renewing
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$500 flat on the penal sum — no quote maze, no surprise markup
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Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiry1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New York business manufactured home manufacturer bond cost?

$500 at the $50,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Manufacturer certification bonds are straightforward. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. There's a short consent for a soft credit pull — it never affects your score and it's used to confirm approval, not to set your price.

SAME DAY

Pay & e-sign

Once the soft pull clears, your flat $500 premium is locked. Most manufacturer bonds issue when you pay — sometimes the same day.

WITH YOUR CERTIFICATION

File with the Department of State

Your executed Article 21-B bond arrives by email, ready to file with your NY Department of State manufacturer certification. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A manufactured-home manufacturer bond is a compliance guarantee under Executive Law Article 21-B. New York certifies who may build manufactured homes for sale in the state, and wants a financial backstop that you'll follow the code and stand behind the homes you build.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with buyers and the state as the protected parties. The bond guarantees payment of civil penalties and any judgments rendered against you in connection with your manufacturing — if you violate Article 21-B, a harmed party can recover against the bond.

The bond is a standing condition of your certification — filed when you certify and maintained through every renewal. We track the term and notify you 60 and 30 days out, so your certification never lapses over paperwork.

NY certification requirementUnder Executive Law Article 21-B, a $50,000 surety bond is filed with the NY Department of State, Division of Code Enforcement and Administration (Manufactured Housing Unit) as a condition of manufacturer certification. Manufacturers must also hold current HUD approval under 19 NYCRR Part 1210.04(a).

You need this bond if you're

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Certifying as a NY manufacturer of manufactured homes — the $50,000 bond is filed with your application
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Renewing your certification and your bond is expiring or your surety non-renewed
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A corporation, LLC or partnership building manufactured homes for sale in New York, in-state or out
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Not an individual manufacturer: certifying in your own name takes the separate individual bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of State. Your executed Article 21-B bond arrives by email, ready to file with your NY Department of State manufacturer certification. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — including a short soft-pull consent that never affects your credit score.

Start the application →
FAQ

Common questions.

Why is the price $500?The bond amount is fixed at $50,000 by Article 21-B, and our carrier's rate book sets the premium for this specific bond at $500 flat.
Do I pay the $50,000?No. You pay $500, one time per year. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. On a bond this size, credit affects whether you're approved, not the price: our price stays fixed at $500 either way.
How fast will I have the bond?Once the soft pull clears, most manufacturer bonds issue when you pay — sometimes in the same sitting. Your flat $500 premium is locked as soon as you pay and e-sign.
Who is the bond filed with?The New York Department of State, Division of Code Enforcement and Administration (Manufactured Housing Unit). It's required under Executive Law Article 21-B as a condition of your manufacturer certification, and manufacturers also need current HUD approval under 19 NYCRR Part 1210.04(a).
I am certifying as an individual. Is this my bond?No. Our carrier writes this $50,000 bond in two versions: this one for a business entity (a corporation, LLC or partnership) at $500, and one for an individual manufacturer named personally as Principal at $525. If you are certifying in your own name, apply for the individual bond instead.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Finish your certification checklist today.

$500 flat, short application, soft pull only. Free until issued.

Your price$500
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