NY appearance enhancement wage bonds.
Flat 3%. $275 minimum.
The "nail salon wage bond" the New York Department of State requires from an appearance enhancement business once it employs two or more workers providing nail specialty services. It guarantees those workers get paid the wages they are owed. The penal sum is tiered by headcount — we write it at a flat 3%, $275 minimum, with a soft credit pull only.
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Apply to bonded in a day or two.
This bond carries a light credit check, so it is not instant — but the pull is soft and the turnaround is quick. Here is the whole thing:
Apply online
Your business details, the number of workers providing nail specialty services, and the penal sum that headcount puts you in (starting at $25,000) — that is the application.
Quick credit review
Because this is a wage bond, the surety runs a soft credit inquiry to confirm eligibility. It is a soft pull only — it does not affect your credit score — and most applicants clear it the same day.
Bonded & ready to file
Once approved you pay the premium and the executed bond is issued, ready to file with the Department of State, Division of Licensing Services with your license application or renewal.
The whole pricing page.
Penal sum × 3% = your premium, one-time, $275 minimum. Because the smallest tier is $25,000, every appearance enhancement wage bond prices above the minimum:
What it is and who needs it.
What the appearance enhancement wage bond actually covers
New York requires every appearance enhancement business that employs the equivalent of two or more full-time workers providing nail specialty services to carry wage coverage — most often satisfied with a surety bond, which is why it is widely called the "nail salon wage bond." It guarantees the business pays its workers the wages they are legally owed, and gives a worker a way to recover unpaid wages if it does not.
The penal sum is tiered by headcount: at least $25,000 for the equivalent of 2–5 full-time nail-service workers, $40,000 for 6–10, $75,000 for 11–25, and $125,000 for 26 or more. Enter the tier your worker count puts you in and the quote updates.
Because this is a wage bond, it carries a light credit review — a soft pull only. That never affects your credit score. We write the bond at a flat 3% of the penal sum, $275 minimum, and most applicants are approved and bonded within a day or two.
You need this bond if you are
Five minutes, soft pull, bonded in a day or two.
Submit the application with your worker count and penal sum. The surety runs a soft credit inquiry — no score impact — and the executed bond is issued on approval, ready to file with the Department of State.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Wage bond, bonded this week.
Five-minute application, soft credit pull only, flat 3% of the penal sum with a $275 minimum. Filed with the Department of State as soon as you are approved.