Orange & Rockland Utilities serves electric and gas customers in a handful of Sussex County, New Jersey communities, and — like utilities across the state — can require a security deposit from a customer with limited payment history under N.J.A.C. 14:3-3.4. Rather than tie up cash, a customer can post a surety bond instead: premiums cost 4% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.
















No long underwriting queue for the standard utility deposit bond — enter your amount, pay, and send it to Orange & Rockland. Here is the whole thing:
Your account details, the Orange & Rockland account number and service address, the deposit amount on your notice, and the effective date — plus a one-time consent to a soft credit pull.
Most utility deposit bonds clear right away; the soft credit pull informs approval and never affects your score — pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.
Your executed bond and power of attorney arrive by email, ready to submit to Orange & Rockland in place of a cash deposit on your account. Wet-ink originals mailed on request.
Under New Jersey's utility service rules, a company like Orange & Rockland Utilities may ask a customer for a security deposit when the customer's payment history does not yet support unsecured service — a new account, a prior late-pay record, or a large expected bill. N.J.A.C. 14:3-3.4 requires that any such deposit be reasonably related to the probable charge for service, and sets the amount at two times the average monthly bill for the previous 12 months. The rule applies uniformly — a utility cannot set different deposit requirements for different New Jersey municipalities it serves.
A surety bond is Orange & Rockland's alternative to that cash deposit. Instead of tying up the full deposit amount, you pay a small annual premium and the bond stands behind the account: if you fail to pay a bill and the account is closed with a balance due, Orange & Rockland can claim against the bond for the unpaid amount, up to the bond's face value, and you repay the surety.
The deposit amount is set by Orange & Rockland against your specific account and billing history, per the utility's tariff on file with the New Jersey Board of Public Utilities — not a flat statewide figure. Enter the amount on your deposit notice; we price the bond from a $100 minimum after a quick soft credit check that never affects your score.
These are the actual underwriting fields, including your Orange & Rockland account number and a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.
Start the application →Premiums from $100, soft pull only. Enter the deposit amount on your notice and send it to Orange & Rockland the same day.