NJ Orange & Rockland deposit bonds.
From $100. Enter your amount.

Orange & Rockland Utilities serves electric and gas customers in a handful of Sussex County, New Jersey communities, and — like utilities across the state — can require a security deposit from a customer with limited payment history under N.J.A.C. 14:3-3.4. Rather than tie up cash, a customer can post a surety bond instead: premiums cost 4% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.

Deposit amounts are governed by N.J.A.C. 14:3-3.4 — generally two times the account's average monthly bill
Available to residential and non-residential Orange & Rockland accounts asked to post a deposit
From $100, soft pull only — your exact price appears at the application
From $1004% of the bond amount, $100 minimumSoft pull onlynever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No long underwriting queue for the standard utility deposit bond — enter your amount, pay, and send it to Orange & Rockland. Here is the whole thing:

TODAY · ONLINE

Apply online

Your account details, the Orange & Rockland account number and service address, the deposit amount on your notice, and the effective date — plus a one-time consent to a soft credit pull.

INSTANTLY

Approved

Most utility deposit bonds clear right away; the soft credit pull informs approval and never affects your score — pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.

SAME DAY

Send it to Orange & Rockland

Your executed bond and power of attorney arrive by email, ready to submit to Orange & Rockland in place of a cash deposit on your account. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the utility deposit bond actually covers

Under New Jersey's utility service rules, a company like Orange & Rockland Utilities may ask a customer for a security deposit when the customer's payment history does not yet support unsecured service — a new account, a prior late-pay record, or a large expected bill. N.J.A.C. 14:3-3.4 requires that any such deposit be reasonably related to the probable charge for service, and sets the amount at two times the average monthly bill for the previous 12 months. The rule applies uniformly — a utility cannot set different deposit requirements for different New Jersey municipalities it serves.

A surety bond is Orange & Rockland's alternative to that cash deposit. Instead of tying up the full deposit amount, you pay a small annual premium and the bond stands behind the account: if you fail to pay a bill and the account is closed with a balance due, Orange & Rockland can claim against the bond for the unpaid amount, up to the bond's face value, and you repay the surety.

The deposit amount is set by Orange & Rockland against your specific account and billing history, per the utility's tariff on file with the New Jersey Board of Public Utilities — not a flat statewide figure. Enter the amount on your deposit notice; we price the bond from a $100 minimum after a quick soft credit check that never affects your score.

N.J.A.C. 14:3-3.4 · Orange & Rockland NJ tariffN.J.A.C. 14:3-3.4 requires that a New Jersey utility deposit be reasonably related to the probable charge for service, generally calculated at two times the average monthly bill for the previous 12 months, and applied uniformly across the utility's service territory. Orange & Rockland Utilities' own tariff, filed with the New Jersey Board of Public Utilities, sets the specific deposit amount for your account and accepts a surety bond in place of a cash deposit. Confirm your required amount on your Orange & Rockland deposit notice.

You need this bond if you are

A new Orange & Rockland customer in New Jersey without an established payment history
An existing customer Orange & Rockland has asked to post a deposit after a late-pay history
A business account with a large expected monthly bill relative to your credit profile
Anyone who would rather post a bond than tie up cash in a refundable deposit for the life of the account

One application, issued instantly.

These are the actual underwriting fields, including your Orange & Rockland account number and a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.

Start the application →
FAQ

Common questions.

How much is the Orange & Rockland utility deposit bond?Premiums cost 4% of the bond amount, with a $100 minimum. The deposit amount itself is set by Orange & Rockland against your account, generally two times the average monthly bill under N.J.A.C. 14:3-3.4. Enter the amount on your deposit notice and your exact price appears at the application.
What amount should I enter?The deposit amount stated on your Orange & Rockland notice. Under N.J.A.C. 14:3-3.4 that figure is generally two times your average monthly bill for the prior 12 months — Orange & Rockland calculates it for your specific account.
What does the bond guarantee?It stands in place of a cash deposit: if your Orange & Rockland account is closed with an unpaid balance, Orange & Rockland can claim against the bond up to its face value, and you repay the surety. It protects the utility, not you, the way a deposit itself would.
Where do I file it?With Orange & Rockland, against your account. We deliver your executed bond and power of attorney by email so you can submit it in place of the cash deposit the utility requested.
Is there a credit check?Yes — a quick soft credit pull may apply, never a hard inquiry, with no impact on your score. Your premium itself is priced at 4% of the bond amount, with a $100 minimum.
Related bonds

Other New Jersey bonds.

Skip the cash deposit, post a bond instead.

Premiums from $100, soft pull only. Enter the deposit amount on your notice and send it to Orange & Rockland the same day.

Your premiumfrom $100
Apply now →