New Jersey Local 322 wage & fringe bonds.
From $100.
A contractor signatory to UA Local 322, the plumbers, pipefitters, and HVAC service union covering Atlantic, Camden, Cape May, Cumberland, Gloucester, and Salem counties, posts a wage and fringe-benefit bond to the union's benefit funds trustees under its collective bargaining agreement. Premiums cost 4% of the bond amount, $100 minimum.
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How much does a New Jersey Local 322 wage & fringe bond cost?
4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
Wage and fringe-benefit bonds are simple to issue. Enter your amount, consent to a soft pull, and deliver it to the benefit funds office. Here is the whole thing:
Apply online
Your company details, the obligee (UA Local 322 Benefits Funds), the bond amount your CBA requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most wage and fringe bonds clear right away; the soft credit pull informs approval and never affects your score — pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.
File with the benefits office
Your executed bond and power of attorney arrive by email, ready to deliver to the UA Local 322 Benefits Funds Office in Hammonton so you can begin or continue work under your CBA. Wet-ink originals mailed on request.
What it is and who needs it.
What the Local 322 wage & fringe bond actually guarantees
UA Local 322 represents plumbers, pipefitters, steamfitters, and HVAC service technicians across six South Jersey counties, working under collective bargaining agreements it maintains with signatory contractors and the South Jersey Mechanical Contractors Association. Those agreements obligate a signatory employer to remit wages and fringe-benefit contributions — health and welfare, pension, and annuity — for every hour a covered employee works.
The bond is the funds' backstop. It is a three-party arrangement: you (the principal, the signatory contractor), the surety carrier, and the trustees of the Local 322 benefit funds (the obligee), for the protection of the union members whose contributions depend on it. If a contractor falls behind on the wage or fringe contributions its CBA requires, the trustees can claim against the bond for the shortfall, and the contractor repays the surety.
This is a private contractual requirement, not a state-mandated bond — the amount is set by the union or benefit funds trustees based on the specific terms of your CBA and the size of your covered workforce, and the bond must stay in force for the life of the agreement, typically renewed annually alongside it. Enter the figure your CBA requires; your premium is priced from a $100 minimum after a quick soft credit check that never affects your score.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the benefits office. Your executed bond and power of attorney arrive by email, ready to deliver to the UA Local 322 Benefits Funds Office in Hammonton so you can begin or continue work under your CBA. Wet-ink originals mailed on request.
What sets the price
The premium is 4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including your company details and a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.
Start the application →Common questions.
Other New Jersey bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Keep your Local 322 CBA in good standing.
Premiums from $100, soft pull only. Enter the amount your agreement requires and deliver it to the benefits office the same day.