NJ Local 322 wage & fringe bonds.
From $100. Enter your amount.
A contractor signatory to UA Local 322 — the plumbers, pipefitters, and HVAC service union covering Atlantic, Camden, Cape May, Cumberland, Gloucester, and Salem counties — posts a wage and fringe-benefit bond to the union's benefit funds trustees under the terms of its collective bargaining agreement with the South Jersey Mechanical Contractors Association. Premiums cost 4% of the bond amount, $100 minimum, after a quick soft credit check that never affects your score.
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Apply to filed in one sitting.
Wage and fringe-benefit bonds are simple to issue. Enter your amount, consent to a soft pull, and deliver it to the benefit funds office. Here is the whole thing:
Apply online
Your company details, the obligee (UA Local 322 Benefits Funds), the bond amount your CBA requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most wage and fringe bonds clear right away; the soft credit pull informs approval and never affects your score — pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.
File with the benefits office
Your executed bond and power of attorney arrive by email, ready to deliver to the UA Local 322 Benefits Funds Office in Hammonton so you can begin or continue work under your CBA. Wet-ink originals mailed on request.
What it is and who needs it.
What the Local 322 wage & fringe bond actually guarantees
UA Local 322 represents plumbers, pipefitters, steamfitters, and HVAC service technicians across six South Jersey counties, working under collective bargaining agreements it maintains with signatory contractors and the South Jersey Mechanical Contractors Association. Those agreements obligate a signatory employer to remit wages and fringe-benefit contributions — health and welfare, pension, and annuity — for every hour a covered employee works.
The bond is the funds' backstop. It is a three-party arrangement: you (the principal, the signatory contractor), the surety carrier, and the trustees of the Local 322 benefit funds (the obligee), for the protection of the union members whose contributions depend on it. If a contractor falls behind on the wage or fringe contributions its CBA requires, the trustees can claim against the bond for the shortfall, and the contractor repays the surety.
This is a private contractual requirement, not a state-mandated bond — the amount is set by the union or benefit funds trustees based on the specific terms of your CBA and the size of your covered workforce, and the bond must stay in force for the life of the agreement, typically renewed annually alongside it. Enter the figure your CBA requires; your premium is priced from a $100 minimum after a quick soft credit check that never affects your score.
You need this bond if you are
One application, issued instantly.
These are the actual underwriting fields, including your company details and a one-time consent to a soft credit pull. The pull never affects your score, and your price — from a $100 minimum — is set at application.
Start the application →Common questions.
Other New Jersey bonds.
Keep your Local 322 CBA in good standing.
Premiums from $100, soft pull only. Enter the amount your agreement requires and deliver it to the benefits office the same day.