Nevada title agent bonds.
From $100.
A Nevada title agent or title insurer must deposit a surety bond with the Insurance Commissioner under NRS 692A.1041, backing the trust and escrow funds it handles. The amount is the greater of $20,000 or 2% of your average escrow balance, capped at $250,000 — and premiums start from $100, with no credit check up to $10,000.
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How much does a Nevada title agent bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and deposit it with the Commissioner. Here is the whole thing:
Apply online
Your agency or insurer details, the bond amount your escrow balance requires, and the effective date — that is the application.
Issued on the spot
No credit check up to $10,000, and most applications approve instantly as soon as you pay. Above $10,000, a soft pull may add a short review.
Deposit with the Commissioner
Submit the executed bond, naming the title agency, title insurer, and escrow agents as principals, to the Division of Insurance. Wet-ink originals mailed on request.
What it is and who needs it.
What the title agent bond actually guarantees
Nevada licenses title agents and title insurers through the Division of Insurance, and NRS 692A.1041 requires them to deposit a surety bond with the Insurance Commissioner. The bond backs the trust and escrow funds a title operation handles on behalf of buyers, sellers, and lenders in real estate closings.
The amount scales with your escrow activity: it is the greater of $20,000 or 2% of the average collected balance of the trust or escrow account the licensee maintains, with a $250,000 cap. The bond names the title agency, title insurer, and escrow agents as principals.
It is a consumer-protection guarantee: if a title agent or insurer mishandles escrow funds, commits fraud, or otherwise violates NRS Chapter 692A, a harmed party can recover against the bond. A licensee may instead deposit a substitute form of security with the Commissioner under NRS 692A.1042. We price the amount your balance requires from $100, with no credit check up to $10,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Issued on the spot. No credit check up to $10,000, and most applications approve instantly as soon as you pay. Above $10,000, a soft pull may add a short review.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount your escrow balance requires — the executed bond is generated instantly, ready to deposit with the Commissioner.
Start the application →Common questions.
Other Nevada bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Title agent bond, issued today.
Priced from $100. Enter your amount and deposit it with the Commissioner the same day.