Nevada foreign collection agency bonds.
From $100.
An agency not licensed in Nevada can apply to the Commissioner of Financial Institutions for a certificate of registration as a foreign collection agency under NRS 649.171. It is bonded the same way as a licensee: $35,000 to start, stepped by average monthly trust balance. The premium is 1% of the bond amount, $100 minimum.
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How much does a Nevada foreign collection agency bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
The foreign collection agency bond is amount-based, so there is no quote round-trip. Here is the entire process:
Apply online
Business details, the bond amount on your registration notice, an effective date, and a term. No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score.
Pay & e-sign
Your exact premium — 1% of the bond amount, $100 minimum — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.
File through NMLS
Upload the executed bond to your foreign collection agency record for the Nevada Division of Financial Institutions. Wet-ink original mailed on request.
What it is and who needs it.
What the foreign collection agency bond guarantees
Nevada does not make every out-of-state collector take a full license. NRS 649.171 lets a person who is not licensed in Nevada as a collection agency apply to the Commissioner of Financial Institutions for a certificate of registration as a foreign collection agency, with an application fee of $500 and limits on the business practices the certificate allows.
The bonding requirement is not lighter. A registrant must deposit and maintain a bond, or an appropriate substitute, in the same manner as an applicant or licensee under NRS 649.105, 649.115 and 649.119 — the same $35,000 baseline running to the State of Nevada, stepped by the Commissioner against average monthly trust account balance.
The bond is conditioned on paying collection proceeds over to customers as agreed and complying with Chapter 649, and the Commissioner can take disciplinary action against a certificate holder under NRS 649.385, 649.390 and 649.395. It is not insurance for you: if the surety pays a claim, you repay the surety.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File through NMLS. Upload the executed bond to your foreign collection agency record for the Nevada Division of Financial Institutions. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Nevada bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Register your out-of-state agency in Nevada today.
1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.