MUD Omaha utility deposit bonds.
From $100. Enter your amount.

Instead of tying up cash as a security deposit with the Metropolitan Utilities District (MUD) of Omaha, a commercial gas or water customer can post a surety bond for the same figure. MUD sets the deposit amount for your account; the premium is 2% of the bond amount, $100 minimum, and the application collects no credit information. Enter your amount in the calculator below for your exact price.

Posted in lieu of a cash security deposit with MUD Omaha — keep your working capital
Amount equals the deposit MUD sets for your commercial account — typically tied to estimated usage
2% of the bond amount, $100 minimum — exact price in the on-page calculator
2%of the bond amount, $100 minSoft pull onlynever a hard inquiryExactprice at the application
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard MUD deposit bond — enter your amount, pay, and file with the District. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the service address, the account or premise number MUD assigned, the deposit amount MUD set, and the effective date — that is the entire application.

INSTANTLY

Issued

The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not touch your score; larger amounts may get a brief review.

SAME DAY

File with MUD

Submit the executed bond to the Metropolitan Utilities District in place of the cash deposit on your commercial account. Wet-ink originals mailed whenever the District insists.

About this bond

What it is and who needs it.

What the MUD utility deposit bond actually covers

The Metropolitan Utilities District is the public corporation that supplies natural gas and water to Omaha and the surrounding metropolitan area, created under Nebraska's Metropolitan Utilities District Act. Like most utilities, MUD requires a security deposit on new and reinstated commercial accounts — its published billing policy names a cash deposit, an irrevocable bank letter of credit, or a surety bond as the three accepted forms of security.

Rather than leave that cash sitting with the District, a commercial customer can post a surety bond for the same amount in lieu of the deposit. The bond is a payment guarantee: it stands behind the gas or water charges on your account, and if the account goes unpaid, MUD can recover against the bond instead of drawing down a cash deposit.

It is not insurance for you — if the surety pays MUD, you repay the surety. The advantage is cash flow: you pay a small premium, 2% of the bond amount with a $100 minimum, rather than locking up the full deposit figure for years. MUD's policy refunds a cash deposit after three years of timely payment, so a bond frees that capital for the life of the account instead. Enter the amount MUD set and your exact price appears at the application.

Metropolitan Utilities District billing policy · Neb. Rev. Stat. §§ 14-2101 et seq.The Metropolitan Utilities District is organized as a public corporation under Nebraska's Metropolitan Utilities District Act, Neb. Rev. Stat. §§ 14-2101 et seq., which establishes and governs the District as the combined gas-and-water utility for Omaha and adjoining served territory. The deposit-or-bond requirement itself — which form of security is accepted, the account triggers for it, and the refund timeline — is MUD's own published billing and credit policy rather than a numbered statute or Public Service Commission rule; MUD names a cash deposit, an irrevocable bank letter of credit, or a surety bond from an insurance company as the accepted forms for a commercial account, with a cash deposit refundable on request after three years of timely payment. Confirm the deposit figure MUD assigned to your account with MUD Customer Service before applying, and we will issue the bond for that exact amount.

You need this bond if you are

A new MUD commercial customer asked to post a security deposit before gas or water service starts
Reinstating service after a deposit requirement was placed on your account
A business with a larger estimated-usage deposit that would otherwise tie up working capital for years
Renewing an existing utility deposit bond as your MUD account continues from year to year

One application, issued instantly.

Submit the application with the deposit amount MUD set — the executed bond is generated as soon as you pay, ready to file in lieu of the cash deposit.

Start the application →
FAQ

Common questions.

How much is the MUD Omaha utility deposit bond?The premium is 2% of the bond amount, $100 minimum. The bond amount equals the deposit MUD set for your commercial gas or water account — enter it in the on-page calculator for your exact price.
What amount should I enter?The deposit figure MUD gave you on your account notice — commercial deposits are typically sized to estimated usage. The bond is written for that exact amount; confirm it with MUD Customer Service if you are unsure.
What does the bond guarantee?It guarantees payment of the gas or water charges on your MUD commercial account, standing in for the cash deposit. If the account goes unpaid, MUD can claim against the bond; if the surety pays, you repay the surety. It is not insurance for you.
Where do I file it?Submit the executed bond directly to the Metropolitan Utilities District in place of the cash deposit on your commercial account. We deliver it by email the same day it issues, and can mail a wet-ink original if MUD requires one.
Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check ever runs on a larger amount, it is a soft pull that will not touch your score.
Related bonds

Other Nebraska bonds.

Utility deposit bond, issued today.

Premiums from $100 — your exact price appears at the application. Enter the deposit MUD set and file the same day.

Your premiumfrom $100
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