Instead of tying up cash as a security deposit with the Metropolitan Utilities District (MUD) of Omaha, a commercial gas or water customer can post a surety bond for the same figure. MUD sets the deposit amount for your account; the premium is 2% of the bond amount, $100 minimum, and the application collects no credit information. Enter your amount in the calculator below for your exact price.
















No underwriting queue for the standard MUD deposit bond — enter your amount, pay, and file with the District. Here is the whole thing:
Your business details, the service address, the account or premise number MUD assigned, the deposit amount MUD set, and the effective date — that is the entire application.
The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not touch your score; larger amounts may get a brief review.
Submit the executed bond to the Metropolitan Utilities District in place of the cash deposit on your commercial account. Wet-ink originals mailed whenever the District insists.
The Metropolitan Utilities District is the public corporation that supplies natural gas and water to Omaha and the surrounding metropolitan area, created under Nebraska's Metropolitan Utilities District Act. Like most utilities, MUD requires a security deposit on new and reinstated commercial accounts — its published billing policy names a cash deposit, an irrevocable bank letter of credit, or a surety bond as the three accepted forms of security.
Rather than leave that cash sitting with the District, a commercial customer can post a surety bond for the same amount in lieu of the deposit. The bond is a payment guarantee: it stands behind the gas or water charges on your account, and if the account goes unpaid, MUD can recover against the bond instead of drawing down a cash deposit.
It is not insurance for you — if the surety pays MUD, you repay the surety. The advantage is cash flow: you pay a small premium, 2% of the bond amount with a $100 minimum, rather than locking up the full deposit figure for years. MUD's policy refunds a cash deposit after three years of timely payment, so a bond frees that capital for the life of the account instead. Enter the amount MUD set and your exact price appears at the application.
Submit the application with the deposit amount MUD set — the executed bond is generated as soon as you pay, ready to file in lieu of the cash deposit.
Start the application →Premiums from $100 — your exact price appears at the application. Enter the deposit MUD set and file the same day.