MT commodity warehouse bonds.
Flat 3%. Enter your amount.

A Montana public warehouse operator storing producers’ grain and commodities must license with the Department of Agriculture and file a surety bond. The amount is set by your licensed storage capacity — a $20,000 minimum up to a $1,000,000 cap. We issue it at a flat 3% with a soft credit pull only.

Required for a public warehouse operator license from the Department of Agriculture under MCA Title 80, Chapter 4
Amount is set by licensed storage capacity (a per-hundredweight schedule) — $20,000 minimum to $1,000,000 maximum
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to a licensed warehouse.

Your warehouse license is waiting on this bond. Here is the whole process — no broker phone tag:

TODAY · 5 MINUTES

Apply online

Business details, the bond amount the department set, and an effective date — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; larger amounts may get a quick underwriter look within 48 hours. The soft credit pull never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Agriculture

Pay online and receive the executed bond ready to file with your warehouse license application. Wet-ink originals mailed whenever the department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount the department set from your capacity and the premium updates.

$20,000 bond
$600
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the warehouse bond actually covers

Montana licenses public warehouse operators — businesses that store grain and agricultural commodities for producers — through the Department of Agriculture under MCA Title 80, Chapter 4. The bond protects the depositors whose commodities you store: if a warehouse loses or fails to deliver stored grain, the depositors can recover against the bond.

The amount is set by your licensed storage capacity. Under MCA 80-4-505 the bond is computed on a per-hundredweight schedule — roughly 20¢ per cwt for the first 500,000, 15¢ for the next 500,000, and 10¢ above one million — and may not be less than $20,000 or more than the $1,000,000 cap in MCA 80-4-405.

It is a three-party guarantee — you (the principal operator), the surety, and the State of Montana for the benefit of depositors (the protected parties). If the surety pays a depositor’s claim, you repay the surety. Tell us the amount on your license and we issue it at a flat 3%.

MCA 80-4-504 / 80-4-505 (Department of Agriculture)Montana public warehouse operators are licensed by the Department of Agriculture under MCA Title 80, Chapter 4. MCA 80-4-505 fixes the bond by licensed capacity on a per-hundredweight schedule, not less than $20,000 nor more than the $1,000,000 maximum in MCA 80-4-405; the department may also require additional bond. Confirm the exact amount the department set on your license.

You need this bond if you are

Operating a public grain warehouse or elevator storing producers’ commodities for hire
Applying for a warehouse operator license from the Department of Agriculture
Expanding licensed capacity and the department raised your required bond amount
Licensing as both warehouse and dealer — see the combined bond below

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Montana commodity warehouse bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is set by your licensed storage capacity on a per-hundredweight schedule — a $20,000 minimum, up to a $1,000,000 cap. Enter the figure on your license and the quote updates.
Who does the bond protect? +
The depositors whose grain and commodities you store. If the warehouse loses or fails to deliver stored commodities, those depositors can recover against the bond — and if the surety pays, the operator repays the surety.
How is my amount calculated? +
MCA 80-4-505 sets it by licensed capacity: about 20¢ per hundredweight for the first 500,000, 15¢ for the next 500,000, and 10¢ above a million — never below $20,000 or above the $1,000,000 cap. The department fixes the figure on your license.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
I’m also a commodity dealer — can I combine the bonds? +
Yes. Montana offers a combined commodity dealer and warehouse bond. If you hold both licenses, see the combined bond in the related list, and we’ll confirm which filing the department wants.
Related bonds

Other New York bonds.

The Department of Agriculture is waiting on one document.

Five-minute application, flat 3%, $275 minimum, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$600
Apply now →