Ameren Missouri utility deposit bonds.
2% of the bond amount plus a $25 fee.
Union Electric Company, doing business as Ameren Missouri, can require a new or reconnecting customer to post a security deposit before it starts or restores electric service — and, as its tariff on file with the Missouri Public Service Commission allows, will accept a surety bond in lieu of that cash deposit. Premiums cost 2% of the bond amount plus a $25 fee, $100 minimum, and the application collects no credit information. Enter the deposit figure Ameren set and your exact price appears at the application.
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Apply to filed in one sitting.
No long underwriting queue for the standard utility deposit bond — enter your amount, pay, and send it to Ameren. Here is the whole thing:
Apply online
Your account details, the service address, the deposit amount Ameren's notice set, and the effective date — that is the entire application.
Issued on the spot
No credit fields in the application and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review; if a check ever runs, it is a soft pull that will not touch your score.
Send it to Ameren
Submit the executed bond to Ameren Missouri to satisfy the deposit requirement and start or restore service. Wet-ink originals mailed whenever they insist.
What it is and who needs it.
What the utility deposit bond actually covers
Union Electric Company, doing business as Ameren Missouri, is the investor-owned electric utility serving the St. Louis area and much of eastern Missouri, regulated by the Missouri Public Service Commission. Like other regulated utilities, Ameren can require a deposit or other guarantee of payment before it commences or continues service to a customer it considers a credit risk — for example a new account without an established payment history, or an account with a recent unpaid delinquent bill.
For residential accounts, that practice is bounded by Commission rule: under 4 CSR 240-13.030, a required deposit "shall not exceed two (2) times the highest bill or four (4) times the average bill, whichever is stated in the utility's tariff," calculated from the most recent 12 months of usage at the account, and the rule expressly lets a utility accept a written guarantee — which is what a surety bond provides — up to the value of a cash deposit, in lieu of the deposit itself. Commercial and business accounts are not covered by this residential-service rule; Ameren sizes those deposits under its own tariff schedule on file with the Commission, generally scaled to the account's billed or estimated monthly usage.
The bond guarantees to Ameren that unpaid charges on your account will actually be collected — it is not insurance for you. If Ameren draws on the bond for an unpaid balance, you repay the surety. Enter the deposit figure stated on your Ameren notice; we price the bond from a $100 minimum with no credit section in the application.
You need this bond if you are
One application, issued instantly.
Submit the application with the deposit amount on your Ameren notice. No credit fields in the application, and the bond is generated as soon as you pay.
Start the application →Common questions.
Other Missouri bonds.
Skip the cash deposit on your Ameren account.
Premiums from $100, priced at 2% of the bond amount plus a $25 fee. Enter the deposit Ameren set and send it in the same day.